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281 Waters Edge Ln, Madison, AL 35758 Property Records

Madison County property record for 281 Waters Edge Ln, Madison, AL 35758

Property Summary

Property TypeCondominium
Details1 ba · 1,055 sqft · built 1994
OwnerIndividual Name on File
Last Sale$161,000 (Aug 2021)
Tax Bill$2,040 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-02-09-1-002-041.035-CONDO

Property Details

APN / Parcel Number

Primary APN16-02-09-1-002-041.035-CONDO
Alternative APN
  • 576782

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,055 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number576782
Street Address281 WATERS EDGE LN
CityMADISON
StateAL
Zip35758-2590
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 2 BLDG 15 MADISON TOWNE CENTRE SEC C WATERS EDGE VILLAGE PH XVIII C & COMMON ELEMENTS AS LISTED IN CONDO BK 3 PG 58 PB 2
Legal Range02W
Legal Township04S
Legal Section09
Legal SubdivisionWATERS EDGE VILLAGE PH XVIII
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group1
Census Block1003
Census Tract11013

Owner

Source: Madison County records · APN 16-02-09-1-002-041.035-CONDO

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address29816 THUNDERPAW DR, HARVEST, AL 35749-6523
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Prior SaleFeb 17, 2015 · Amount on Record
Deed Document Number2021-00066451
Record UpdatedJun 08, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON AL
Recording DateAug 10, 2021
Property Address281 WATERS EDGE LN, MADISON, AL 35758-2590
Document Number0000066451
Map ReferenceMB 3 PG 58
Instrument DateAug 04, 2021
Instrument2021-00066451
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyADM TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32 HAWK SPRING DR SW, ROME, GA 30165-7239

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address29816 THUNDERPAW DR, HARVEST, AL 35749-6523
InvestorPossibly a Property Investor

Mortgage

Document Number0000066452
DateAug 10, 2021
Instrument2021-00066452
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,040.00 (+126.16%)$29,280 (+128.04%) Building $29,280$146,400 (+14.02%) Building $146,400
2023$902.00 (+24.76%)$12,840 (+25.15%) Building $12,840$128,400 (+25.27%) Building $128,400
2022$723.00$10,260 Building $10,260$102,500 Building $102,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2003–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2016 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

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