Kane County property record for 278 Vincent Pl, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,618 sqft · built 1904 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $351,000 (Mar 2024) |
| Tax Bill | $7,306 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-152-009 |
| Primary APN | 06-14-152-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,618 sqft Living Area |
| Gross Area | 2,427 sqft |
| Basement Area | 809 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Construction Type | Frame |
| Lot Area | 7,920 sqft (0.182 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 278 VINCENT PL |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLURES LINDEN ADDN LOT 2 BLOCK 4 |
| Legal Subdivision | MCCLURES LINDEN ADDN |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 278 VINCENT PL, ELGIN, IL 60123-5352 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Mar 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Dec 12, 2023 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on Record |
| Deed Sale | Mar 18, 2024 · Amount on Record |
| Prior Sale | Dec 12, 2023 · Amount on Record |
| Deed Document Number | 20248645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 21, 2026 |
| Property Address | 278 VINCENT PL, ELGIN, IL 60123-5352 |
| Document Number | 0000016098 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202616098 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 278 VINCENT PL, ELGIN, IL 60123-5352 |
| Document Number | 0000016098, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202616098 |
| Name | WINTRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 18, 2024 |
| Property Address | 278 VINCENT PL, ELGIN, IL 60123-5352 |
| Document Number | 0000008645 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024K008645 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 278 VINCENT PL, ELGIN, IL 60123-5352 |
| Document Number | 0000008646 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 2024K008646 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 12, 2023 |
| Property Address | 278 VINCENT PL, ELGIN, IL 60123-5352 |
| Document Number | 0000043295 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2023K043295 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $188.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 681 SLADE AVE, ELGIN, IL 60120-3067 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,306.00 (+3.5%) | $95,769 (+8.57%) Land $21,944 Building $73,825 | $287,422 (+8.57%) Land $65,858 Building $221,564 |
| 2024 | $7,059.00 (+22.13%) | $88,210 (+21.39%) Land $20,212 Building $67,998 | $264,736 (+21.44%) Land $60,660 Building $204,076 |
| 2022 | $5,780.00 (+4.62%) Homeowner's exemption | $72,664 (+6.96%) Land $16,650 Building $56,014 | $217,992 (+6.96%) Land $49,950 Building $168,042 |
| 2021 | $5,525.00 Homeowner's exemption | $67,936 Land $15,567 Building $52,369 | $203,808 Land $46,701 Building $157,107 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures