1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Oleander St

287 Oleander St, Winter Haven, FL 33881 Property Records

Polk County property record for 287 Oleander St, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,450 sqft · built 2018
Lot Size0.115 acres (5,001 sqft)
OwnerCompany Name on File
Last Sale$313,500 (Jun 2022)
Tax Bill$4,142 (2025)
Deeds & MortgagesNov 2022 Transfer
Jun 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-03-522507-000140

Property Details

APN / Parcel Number

Primary APN26-28-03-522507-000140
Alternative APNs
  • 032826522507000140
  • 32826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,450 sqft Living Area
Gross Area1,830 sqft
1st Floor Area1,450 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,001 sqft (0.115 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area380 sqft
PorchUnfinished Open Porch
Porch Area20 sqft

Location & Zoning

Street Address287 OLEANDER ST
CityWINTER HAVEN
StateFL
Zip33881-0727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES AT LUCERNE PARK PHASE THREE PB 154 PG 25-26 LOT 14
Legal Range26E
Legal Township28S
Legal Section03
Legal SubdivisionLAKES AT LUCERNE PARK PHASE THREE
Legal Phase3
Legal Tract522507
Legal Block2
Legal Lot Number14
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2028
Census Tract12803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address23026 CLEAR ECHO DR, 7, BOCA RATON, FL 33433-6452
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Quit Claim Deed, Transfer
Quitclaim
Jun 3, 2022Warranty Deed, Transfer
PUBLIC TITLE SERVICES LLC
Feb 15, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
NVR MTG FIN
Nov 9, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2022 · Amount on File
Deed SaleJun 3, 2022 · Amount on File
Prior SaleFeb 15, 2018 · Amount on File
Deed Document Number2022151707
Deed Book / Page12281 / 583
Last Transfer DateNov 18, 2022
Transfer Doc0000306204
Record UpdatedOct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 28, 2022
Property Address287 OLEANDER ST, WINTER HAVEN, FL 33881-0727
Document Number0000306204
Book / Page12495 / 241
Map ReferenceMB 154 PG 25&26
Instrument DateNov 18, 2022
Instrument2022306204
Transaction TypeTransfer
Record UpdatedDec 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address23026 CLEAR ECHO DR UNIT 7, 23026, BOCA RATON, FL 33433-6452

Transferred To (Grantee/Buyer)

NameVerified Name
Address23026 CLEAR ECHO DR UNIT 7, 7, BOCA RATON, FL 33433-6452

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 3, 2022
Property Address287 OLEANDER ST, WINTER HAVEN, FL 33881-0727
Document Number0000151707
Book / Page12281 / 583
Map ReferenceMB 154 PG 25&26
Instrument DateJun 2, 2022
Instrument2022151707
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount on Record
Tax$2,194.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address340 LAKE PALMS DR # DR302, 340, DAVENPORT, FL 33896-5603

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 OLEANDER ST, WINTER HAVEN, FL 33881-0727

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateFeb 15, 2018
Property Address287 OLEANDER ST, WINTER HAVEN, FL 33881-0727
Document Number0103971936
Book / Page010397 / 001936
Instrument DateFeb 13, 2018
Instrument34872
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,214.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address130 TOWN CENTER BLVD #5206 CLORMONT FL 338810727, 5206, CLORMONT, FL 33881-0727

Mortgage

Document Number103971938
DateFeb 15, 2018
Book Page010397/001938
Instrument34873
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 14, 2048

Mortgage

Document Number103971951,
DateFeb 15, 2018
Book Page010397/001951
Instrument34874
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount on Record
Term360 Months
DueFeb 14, 2048

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateNov 9, 2017
Property Address287 OLEANDER ST, WINTER HAVEN, FL 33881-0727
Document Number0103101049
Book / Page010310 / 001049
Instrument DateNov 8, 2017
Instrument215571
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$322.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4307 VINELAND RD #H20 ORLANDO FL 328117374, H20, ORLANDO, FL 32811-7374
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,892 (-7.75%) Land $39,000 Building $161,892$200,892 (-7.75%) Land $39,000 Building $161,892
2025$4,142.00 (-6.23%)$217,763 (-5.07%) Land $39,000 Building $178,763$217,763 (-5.07%) Land $39,000 Building $178,763
2023$4,417.00 (+112.97%)$229,388 (+53.3%) Land $38,000 Building $191,388$229,388 (+10.21%) Land $38,000 Building $191,388
2022$2,074.00$149,636$208,135 Land $32,000 Building $176,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier, Hotwire Communications.

Nearby Properties on Oleander St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures