268 Oleander St, Winter Haven, FL 33881 Property Records

Polk County property record for 268 Oleander St, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 2017
Lot Size	0.125 acres (5,428 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Jan 2025)
Tax Bill	$4,107 (2025)
Deeds & Mortgages	Oct 2020 Transfer Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-03-522507-000180`

Property Details

APN / Parcel Number

Primary APN	`26-28-03-522507-000180`
Alternative APNs	`032826522507000180` `32826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	1,830 sqft
1st Floor Area	1,450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,428 sqft (0.125 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Unfinished Open Porch
Porch Area	20 sqft

Location & Zoning

Street Address	268 OLEANDER ST
City	WINTER HAVEN
State	FL
Zip	33881-0726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT LUCERNE PARK PHASE THREE PB 154 PG 25-26 LOT 18
Legal Range	26E
Legal Township	28S
Legal Section	03
Legal Subdivision	LAKES AT LUCERNE PARK PHASE THREE
Legal Phase	3
Legal Tract	522507
Legal Block	2
Legal Lot Number	18
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2031
Census Tract	12803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 MALAGA AVE, DAVENPORT, FL 33837-1422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ALTABANK
Jun 13, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN
Mar 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2025 · Amount on Record
Deed Sale	Jan 10, 2025 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	20258054
Deed Book / Page	13398 / 1236
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	0000211136
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 7, 2020
Property Address	268 OLEANDER ST, WINTER HAVEN, FL 33881-0726
Document Number	0114041615
Book / Page	011404 / 001615
Instrument Date	Sep 18, 2020
Instrument	211136
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1440 MOON RIVER DR PROVO UT 846042482, PROVO, UT 84604-2482

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 10, 2020
Property Address	268 OLEANDER ST, WINTER HAVEN, FL 33881-0726
Document Number	0112600680
Book / Page	011260 / 000680
Instrument Date	Jun 4, 2020
Instrument	114775
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	HAVEN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12200 S GARDENS DR #112 PALM BEACH GARDENS FL 334185880, 112, PALM BEACH GARDENS, FL 33418-5880

Mortgage

Document Number	112600682
Date	Jun 10, 2020
Book Page	011260/000682
Instrument	114776

Lender

Name	ALTABANK
Address	AMERICAN FORK, UT 84003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jun 13, 2017
Property Address	268 OLEANDER ST, WINTER HAVEN, FL 33881-0726
Document Number	0101740776
Book / Page	010174 / 000776
Instrument Date	Jun 9, 2017
Instrument	112086
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	268 OLEANDER ST WINTER HAVEN FL 338810726, WINTER HAVEN, FL 33881-0726

Mortgage

Document Number	101740778
Date	Jun 13, 2017
Book Page	010174/000778
Instrument	112087

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Mortgage

Document Number	101740791,
Date	Jun 13, 2017
Book Page	010174/000791
Instrument	112088

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount Recorded

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 14, 2017
Property Address	268 OLEANDER ST, WINTER HAVEN, FL 33881-0726
Document Number	0100900534
Book / Page	010090 / 000534
Instrument Date	Mar 13, 2017
Instrument	48810
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$252.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4307 VINELAND RD #H20 ORLANDO FL 328117374, H20, ORLANDO, FL 32811-7374
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,188 (-7.74%) Land $39,000 Building $160,188	$199,188 (-7.74%) Land $39,000 Building $160,188
2025	$4,107.00 (+9.14%)	$215,900 (-5.06%) Land $39,000 Building $176,900	$215,900 (-5.06%) Land $39,000 Building $176,900
2023	$3,763.00 (+8.98%)	$227,415 (+10.21%) Land $38,000 Building $189,415	$227,415 (+10.21%) Land $38,000 Building $189,415
2022	$3,453.00	$206,338 Land $32,000 Building $174,338	$206,338 Land $32,000 Building $174,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Hotwire Communications.

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