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262 Oleander St, Winter Haven, FL 33881 Property Records

Polk County property record for 262 Oleander St, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,743 sqft · built 2017
Lot Size0.125 acres (5,428 sqft)
Owner2 Individual Names on Record
Last Sale$165,700 (Feb 2017)
Tax Bill$2,428 (2025)
Deeds & MortgagesFeb 2023 Transfer
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-03-522507-000190

Property Details

APN / Parcel Number

Primary APN26-28-03-522507-000190
Alternative APNs
  • 032826522507000190
  • 32826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,743 sqft Living Area
Gross Area2,163 sqft
1st Floor Area1,743 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,428 sqft (0.125 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area25 sqft

Location & Zoning

Street Address262 OLEANDER ST
CityWINTER HAVEN
StateFL
Zip33881-0726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES AT LUCERNE PARK PHASE THREE PB 154 PG 25-26 LOT 19
Legal Range26E
Legal Township28S
Legal Section03
Legal SubdivisionLAKES AT LUCERNE PARK PHASE THREE
Legal Phase3
Legal Tract522507
Legal Block2
Legal Lot Number19
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2031
Census Tract12803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address262 OLEANDER ST, WINTER HAVEN, FL 33881-0726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 21, 2017Grant Deed, Subdivision Related Transfer · Conventional Mortgage
NVR MTG FIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2017 · Amount on Record
Deed SaleFeb 21, 2017 · Amount on Record
Prior SaleNov 1, 2016 · Amount on Record
Deed Document Number201734526
Deed Book / Page10071 / 2158
Last Transfer DateJan 31, 2023
Transfer Doc0000034160
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 13, 2023
Property Address262 OLEANDER ST, WINTER HAVEN, FL 33881-0726
Document Number0000034160
Book / Page12580 / 2270
Map ReferenceMB 154 PG 25&26
Instrument DateJan 31, 2023
Instrument2023034160
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address262 OLEANDER ST, WINTER HAVEN, FL 33881-0726

Transferred To (Grantee/Buyer)

NameVerified Name
Address716 BROAD ST, FLORENCE, NJ 08518-2322

February 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateFeb 21, 2017
Property Address262 OLEANDER ST, WINTER HAVEN, FL 33881-0726
Document Number0100712158
Book / Page010071 / 002158
Instrument DateFeb 17, 2017
Instrument34526
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 21, 2018
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,159.90
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address262 OLEANDER ST WINTER HAVEN FL 338810726, WINTER HAVEN, FL 33881-0726

Mortgage

Document Number100712160
DateFeb 21, 2017
Book Page010071/002160
Instrument34527
Lender
NameNVR MTG FIN
TypeMortgage Company
Address555 SOUTHPOINTE BLVD # 300, CANONSBURG, PA 15317-8592
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,828 (+2.7%)$224,157 (-7.94%) Land $39,000 Building $185,157
2025$2,428.00 (+6.4%) Homeowner's exemption$171,205 (+5.99%)$243,490 (-5.26%) Land $39,000 Building $204,490
2023$2,282.00 (+3.07%) Homeowner's exemption$161,534 (+3%)$257,004 (+9.9%) Land $38,000 Building $219,004
2022$2,214.00 Homeowner's exemption$156,829$233,856 Land $32,000 Building $201,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier, Hotwire Communications.

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