Polk County property record for 274 Oleander St, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,998 sqft · built 2017 |
| Lot Size | 0.125 acres (5,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,000 (Sep 2017) |
| Tax Bill | $3,886 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-03-522507-000170 |
| Primary APN | 26-28-03-522507-000170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 2,460 sqft |
| 1st Floor Area | 750 sqft |
| Upper Floors Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,432 sqft (0.125 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 36 sqft |
| Street Address | 274 OLEANDER ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-0726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES AT LUCERNE PARK PHASE THREE PB 154 PG 25-26 LOT 17 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 03 |
| Legal Subdivision | LAKES AT LUCERNE PARK PHASE THREE |
| Legal Phase | 3 |
| Legal Tract | 522507 |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 12803 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 274 OLEANDER ST, WINTER HAVEN, FL 33881-0726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOUSING FIN AGCY |
| Mar 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on Record |
| Deed Sale | Sep 5, 2017 · Amount on Record |
| Prior Sale | Mar 20, 2017 · Amount on Record |
| Deed Document Number | 2017171985 |
| Deed Book / Page | 10254 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 5, 2017 |
| Property Address | 274 OLEANDER ST, WINTER HAVEN, FL 33881-0726 |
| Document Number | 0102540015 |
| Book / Page | 010254 / 000015 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 171985 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,211.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 274 OLEANDER ST WINTER HAVEN FL 338810726, WINTER HAVEN, FL 33881-0726 |
| Document Number | 102540031 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 010254/000031 |
| Instrument | 171987 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 20, 2017 |
| Property Address | 274 OLEANDER ST, WINTER HAVEN, FL 33881-0726 |
| Document Number | 0100951824 |
| Book / Page | 010095 / 001824 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 53300 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $378.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4307 VINELAND RD #H20 ORLANDO FL 328117374, H20, ORLANDO, FL 32811-7374 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,666 (-7.35%) Land $39,000 Building $190,666 | $229,666 (-7.35%) Land $39,000 Building $190,666 | |
| 2025 | $3,886.00 (-8.2%) Homeowner's exemption | $247,896 (-3.44%) Land $39,000 Building $208,896 | $247,896 (-3.44%) Land $39,000 Building $208,896 |
| 2023 | $4,233.00 (+13.55%) | $256,723 (+25.5%) Land $38,000 Building $218,723 | $256,723 (+25.5%) Land $38,000 Building $218,723 |
| 2022 | $3,728.00 | $204,557 Land $32,000 Building $172,557 | $204,557 Land $32,000 Building $172,557 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, Hotwire Communications.
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