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287 E Smith St, Woodbridge, NJ 07095 Property Records

Middlesex County and Woodbridge Township property record for 287 E Smith St, Woodbridge, NJ 07095

Property Summary

Property TypeSingle Family Home
Details1,175 sqft · built 1960
Lot Size0.094 acres (4,082 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Nov 2025)
Tax Bill$12,456 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-00533-01-00022

Property Details

APN / Parcel Number

Primary APN25-00533-01-00022
Alternative APNs
  • 2500533000100022
  • 21354

Interior

Stories1 Story
Building Area1,175 sqft Living Area
1st Floor Area1,175 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area4,082 sqft (0.094 acres)
Lot Dimensions102 ft deep x 40 ft wide

Location & Zoning

Account Number21354
Street Address287 E SMITH ST
CityWOODBRIDGE
StateNJ
Zip07095-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Description40X102
Legal Block533.1
Legal Lot Number22
JurisdictionMIDDLESEX NJ
Township / Civil DivisionWOODBRIDGE
Census Block Group3
Census Block3013
Census Tract2902

Owner

Source: Middlesex County and Woodbridge Township records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address287 E SMITH ST, WOODBRIDGE, NJ 07095-2807
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2025Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Nov 29, 2017Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2025 · Amount on Record
Deed SaleNov 7, 2025 · Amount on Record
Prior SaleNov 29, 2017 · Amount on Record
Deed Document Number202567941
Deed Book / Page19869 / 854
Record UpdatedOct 29, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateNov 7, 2025
Property Address287 E SMITH ST, WOODBRIDGE, NJ 07095-2807
Document Number0000067941
Book / Page19869 / 854
Instrument DateOct 29, 2025
Instrument2025067941
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyPROVIDENCE ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17 MAHER RD, SOMERSET, NJ 08873-7132

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 E SMITH ST, WOODBRIDGE, NJ 07095-2807

Mortgage

Document Number0000067942
DateNov 7, 2025
Instrument2025067942
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateNov 29, 2017
Property Address287 E SMITH ST, WOODBRIDGE, NJ 07095-2807
Document Number201700006640
Book / Page17019 / 0358
Instrument DateNov 8, 2017
Instrument201700006640
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyFIRST AMER TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$834.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address526 HARDING AVE, 526, PERTH AMBOY, NJ 08861-2559

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 MAHER RD, SOMERSET, NJ 08873-7132

Mortgage

Document Number201700006641
DateNov 29, 2017
Instrument201700006641
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionWoodbridge Township
Unified School DistrictWoodbridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,200 (-) Land $16,400 Building $70,800$87,200 (-) Land $16,400 Building $70,800
2025$12,456.00 (+5.53%)$87,200 (-) Land $16,400 Building $70,800$87,200 (-) Land $16,400 Building $70,800
2024$11,803.00 (+9.2%)
2023$87,200 Land $16,400 Building $70,800$87,200 Land $16,400 Building $70,800
2022$10,809.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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