280 E Smith St, Woodbridge, NJ 07095 Property Records

Middlesex County and Woodbridge Township property record for 280 E Smith St, Woodbridge, NJ 07095

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1926
Lot Size	0.116 acres (5,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Jul 1986)
Tax Bill	$7,978 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00533-03-00047-07`

Property Details

APN / Parcel Number

Primary APN	`25-00533-03-00047-07`
Alternative APNs	`25005330003000470007` `21381`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,050 sqft (0.116 acres)
Lot Dimensions	125 ft deep x 4 ft wide
Garage Type	Detached

Location & Zoning

Account Number	21381
Street Address	280 E SMITH ST
City	WOODBRIDGE
State	NJ
Zip	07095-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	40.4X125 IRR
Legal Block	533.3
Legal Lot Number	47.7
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3014
Census Tract	2902

Owner

Source: Middlesex County and Woodbridge Township records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 E SMITH ST, WOODBRIDGE, NJ 07095-2810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 1986 · Amount on Record
Deed Sale	Jul 25, 1986 · Amount on Record
Deed Book / Page	3542 / 109
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 13, 2026
Property Address	280 E SMITH ST, WOODBRIDGE, NJ 07095-2810
Document Number	0000043685
Book / Page	20071 / 1441
Instrument Date	Jun 30, 2026
Instrument	202643685
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 E SMITH ST, WOODBRIDGE, NJ 07095-2810

Mortgage

Document Number	0000043685,
Date	Jul 13, 2026
Book Page	20071/1441
Instrument	202643685

Lender

Name	COLUMBIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,600 (-) Land $17,000 Building $40,600	$57,600 (-) Land $17,000 Building $40,600
2025	$7,978.00 (+5.72%) Veteran's exemption	$57,600 (-) Land $17,000 Building $40,600	$57,600 (-) Land $17,000 Building $40,600
2024	$7,546.00 (+5.69%)
2023		$57,600 Land $17,000 Building $40,600	$57,600 Land $17,000 Building $40,600
2022	$7,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20