Middlesex County and Woodbridge Township property record for 291 E Smith St, Woodbridge, NJ 07095
| Property Type | Single Family Home |
|---|---|
| Details | 1,100 sqft · built 1980 |
| Lot Size | 0.093 acres (4,064 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,500 (Apr 2017) |
| Tax Bill | $9,456 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00533-01-00020 |
| Primary APN | 25-00533-01-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,064 sqft (0.093 acres) |
| Lot Dimensions | 102 ft deep x 40 ft wide |
| Account Number | 21352 |
|---|---|
| Street Address | 291 E SMITH ST |
| City | WOODBRIDGE |
| State | NJ |
| Zip | 07095-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | 40.0X101.6 |
| Legal Subdivision | BUILDING LTS |
| Legal Block | 533.1 |
| Legal Lot Number | 20 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | WOODBRIDGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2902 |
Source: Middlesex County and Woodbridge Township records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 291 E SMITH ST, WOODBRIDGE, NJ 07095-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 11, 2017 | Grant Deed, Transfer · FHA Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2017 · Amount on Record |
| Deed Sale | Apr 11, 2017 · Amount on Record |
| Prior Sale | May 19, 2016 |
| Deed Document Number | 2017440 |
| Deed Book / Page | 6966 / 374 |
| Last Transfer Date | Aug 10, 2018 |
| Transfer Doc | 0000077749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 291 E SMITH ST, WOODBRIDGE, NJ 07095-2807 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000053422 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 18400/1756 |
| Instrument | 2021053422 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 5, 2018 |
| Property Address | 291 E SMITH ST, WOODBRIDGE, NJ 07095-2807 |
| Document Number | 0000077749 |
| Book / Page | 017286 / 000837 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 77749 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 291 E SMITH ST WOODBRIDGE NJ 070952807, WOODBRIDGE, NJ 07095-2807 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 11, 2017 |
| Property Address | 291 E SMITH ST, WOODBRIDGE, NJ 07095-2807 |
| Document Number | 0000006737 |
| Book / Page | 006966 / 000374 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 6737 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2018 |
| Title Company | CHAMPION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 291 E SMITH ST WOODBRIDGE NJ 070952807, WOODBRIDGE, NJ 07095-2807 |
| Document Number | 9775 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 016740/000030 |
| Instrument | 9775 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2047 |
Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Woodbridge Township |
| Unified School District | Woodbridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,200 (-) Land $16,400 Building $49,800 | $66,200 (-) Land $16,400 Building $49,800 | |
| 2025 | $9,456.00 (+5.54%) | $66,200 (-) Land $16,400 Building $49,800 | $66,200 (-) Land $16,400 Building $49,800 |
| 2024 | $8,960.00 (+9.19%) | ||
| 2023 | $66,200 Land $16,400 Building $49,800 | $66,200 Land $16,400 Building $49,800 | |
| 2022 | $8,206.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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