Middlesex County and Woodbridge Township property record for 286 E Smith St, Woodbridge, NJ 07095
| Property Type | Single Family Home |
|---|---|
| Details | 1,142 sqft · built 1923 |
| Lot Size | 0.137 acres (5,965 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,000 (Feb 2017) |
| Tax Bill | $8,699 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00533-03-00047-04 |
| Primary APN | 25-00533-03-00047-04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,142 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,965 sqft (0.137 acres) |
| Garage Type | Detached |
| Account Number | 21378 |
|---|---|
| Street Address | 286 E SMITH ST |
| City | WOODBRIDGE |
| State | NJ |
| Zip | 07095-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | 40.4XIRR |
| Legal Block | 533.3 |
| Legal Lot Number | 47.4 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | WOODBRIDGE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 2902 |
Source: Middlesex County and Woodbridge Township records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 286 E SMITH ST, WOODBRIDGE, NJ 07095-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2017 | Grant Deed, Transfer · FHA Mortgage AMERICAN FIN'L RSRCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2017 · Amount on Record |
| Deed Sale | Feb 1, 2017 · Amount on Record |
| Prior Sale | May 10, 2016 |
| Deed Document Number | 2017185 |
| Deed Book / Page | 6932 / 649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 286 E SMITH ST, WOODBRIDGE, NJ 07095-2810 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | ALL AHEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000032872 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 17842/449 |
| Instrument | 2020032872 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Feb 1, 2017 |
| Property Address | 286 E SMITH ST, WOODBRIDGE, NJ 07095-2810 |
| Document Number | 0000002563 |
| Book / Page | 006932 / 000649 |
| Instrument Date | Dec 7, 2016 |
| Instrument | 2563 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 E SMITH ST WOODBRIDGE NJ 070952810, WOODBRIDGE, NJ 07095-2810 |
| Document Number | 3889 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 016658/000521 |
| Instrument | 3889 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2047 |
Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Woodbridge Township |
| Unified School District | Woodbridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,900 (-) Land $17,400 Building $43,500 | $60,900 (-) Land $17,400 Building $43,500 | |
| 2025 | $8,699.00 (+5.54%) | $60,900 (-) Land $17,400 Building $43,500 | $60,900 (-) Land $17,400 Building $43,500 |
| 2024 | $8,242.00 (+9.18%) | ||
| 2023 | $60,900 Land $17,400 Building $43,500 | $60,900 Land $17,400 Building $43,500 | |
| 2022 | $7,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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