287 Cushing Dr, Savannah, GA 31406 Property Records

Chatham County property record for 287 Cushing Dr, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,888 sqft · built 1976
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jul 2026)
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Jul 2026 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-0465-02-016`

Property Details

APN / Parcel Number

Primary APN	`1-0465-02-016`
Alternative APN	`J158M066`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,888 sqft Living Area
1st Floor Area	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	480 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	287 CUSHING DR
City	SAVANNAH
State	GA
Zip	31406-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 5 VISTA POINT SUB
Legal Subdivision	VISTA POINT SUB
Legal Lot Number	5
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2020
Census Tract	11007

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 CUSHING DR, SAVANNAH, GA 31406-8909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Line of Credit NEW AMERICAN FUNDING
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Deed Book / Page	4035 / 130
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 17, 2026
Property Address	287 CUSHING DR, SAVANNAH, GA 31406-8909
Document Number	4035000130
Book / Page	4035 / 130
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CUSHING DR, SAVANNAH, GA 31406-8909

Mortgage

Document Number	4035000132,
Date	Jul 17, 2026
Book Page	4035/132

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Jul 17, 2026
Property Address	287 CUSHING DR, SAVANNAH, GA 31406-8909
Document Number	4035000132
Book / Page	4035 / 132
Instrument Date	Jul 15, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CUSHING DR, SAVANNAH, GA 31406-8909

Mortgage

Document Number	4035000132,
Date	Jul 17, 2026
Book Page	4035/132

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	287 CUSHING DR, SAVANNAH, GA 31406-8909
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CUSHING DR, SAVANNAH, GA 31406-8909

Mortgage

Document Number	0038660599
Date	Dec 26, 2025
Book Page	0000003866/0000000599

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,360 (+41.16%) Land $82,520 Building $101,840	$460,900 (+41.16%) Land $206,300 Building $254,600
2025	$6,403.00 Homeowner's exemption	$130,600 (+33.32%) Land $82,520 Building $48,080	$326,500 (+33.32%) Land $206,300 Building $120,200
2023		$97,960 (-1.33%) Land $48,760 Building $49,200	$244,900 (-1.33%) Land $121,900 Building $123,000
2022		$99,280 Land $48,760 Building $50,520	$248,200 Land $121,900 Building $126,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 265 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	265 in force
Nearby Flood Claims	69 (1994–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 59 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO VISTA/BURNSIDE private · serves 759 people · EPA ID GA0510044
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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