281 Cushing Dr, Savannah, GA 31406 Property Records

Chatham County property record for 281 Cushing Dr, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,337 sqft · built 1984
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on File
Last Sale	$361,000 (Oct 2020)
Tax Bill	$4,428 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1-0465-02-019`

Property Details

APN / Parcel Number

Primary APN	`1-0465-02-019`
Alternative APN	`M246S234`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,337 sqft Living Area
1st Floor Area	1,963 sqft
Upper Floors Area	374 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Garage Area	1,169 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	Deck Area
Patio Area	695 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	281 CUSHING DR
City	SAVANNAH
State	GA
Zip	31406-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 1 & 2 VISTA POINT SUB
Legal Subdivision	VISTA POINT SUB
Legal Lot Number	1-2
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2020
Census Tract	11007

Owner

Source: Chatham County records · APN 1-0465-02-019

Assessment roll updated September 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	281 CUSHING DR, SAVANNAH, GA 31406-8909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Jul 08, 2013 · Amount on Record
Deed Document Number	202010776
Deed Book / Page	2102 / 358
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 13, 2020
Property Address	281 CUSHING DR, SAVANNAH, GA 31406-8909
Document Number	0021020358
Book / Page	2102 / 358
Instrument Date	Oct 13, 2020
Instrument	2020-010776
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CUSHING DR, SAVANNAH, GA 31406-8909

Mortgage

Document Number	0000002102/0000000360
Date	Oct 16, 2020
Book Page	0000002102/0000000360

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,428.00 (+12.3%) Homeowner's exemption	$211,200 (+32.4%) Land $132,000 Building $79,200	$528,000 (+32.4%) Land $330,000 Building $198,000
2023		$159,520 (+17.19%) Land $78,000 Building $81,520	$398,800 (+17.19%) Land $195,000 Building $203,800
2022	$3,943.00	$136,120 Land $78,000 Building $58,120	$340,300 Land $195,000 Building $145,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	265 in force
Nearby Flood Claims	69 (1994–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 59 claims Hurricane Matthew, Oct 2016 · 5 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Brightspeed.

Based on FCC filings for 74 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RIO VISTA/BURNSIDE private · serves 759 people
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.