282 Cushing Dr, Savannah, GA 31406 Property Records

Chatham County property record for 282 Cushing Dr, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 1986
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,000 (Nov 2013)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1-0465-04-001`

Property Details

APN / Parcel Number

Primary APN	`1-0465-04-001`
Alternative APN	`H273B586`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,671 sqft Living Area
1st Floor Area	1,114 sqft
Upper Floors Area	557 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	Deck Area
Patio Area	104 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	282 CUSHING DR
City	SAVANNAH
State	GA
Zip	31406-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 31 VISTA POINT SUB SMB J 70
Legal Subdivision	VISTA POINT SUB
Legal Lot Number	31
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2019
Census Tract	11007

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 CUSHING DR, SAVANNAH, GA 31406-8951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS
Nov 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANKSOUTH
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HOME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2013 · Amount on Record
Deed Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	201311259
Deed Book / Page	392S / 117
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	282 CUSHING DR, SAVANNAH, GA 31406-8951
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 CUSHING DR, SAVANNAH, GA 31406-8951

Mortgage

Document Number	0032820059
Date	Jan 12, 2024
Book Page	0000003282/0000000059

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Jan 1, 2028

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	282 CUSHING DR, SAVANNAH, GA 31406-8951
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 CUSHING DR, SAVANNAH, GA 31406-8951

Mortgage

Document Number	0000002535/0000000438
Date	Sep 17, 2021
Book Page	0000002535/0000000438
Instrument	033359960019

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	282 CUSHING DR, SAVANNAH, GA 31406-8951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 CUSHING DR, SAVANNAH, GA 31406-8951

Mortgage

Document Number	0000001764/0000000068
Date	Nov 6, 2019
Book Page	0000001764/0000000068
Instrument	031995150009

Lender

Name	BANKSOUTH

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2022

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	282 CUSHING DR, SAVANNAH, GA 31406-8951
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 30795620012
Date	Jan 5, 2018
Book Page	1254/008
Instrument	30795620012

Lender

Name	JG WENTWORTH HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,560 (+29.77%) Land $66,000 Building $90,560	$391,400 (+29.77%) Land $165,000 Building $226,400
2025	$3,492.00 (+32.27%) Homeowner's exemption	$120,640 (+27.42%) Land $66,000 Building $54,640	$301,600 (+27.42%) Land $165,000 Building $136,600
2023		$94,680 (+15.86%) Land $39,000 Building $55,680	$236,700 (+15.86%) Land $97,500 Building $139,200
2022	$2,640.00	$81,720 Land $39,000 Building $42,720	$204,300 Land $97,500 Building $106,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	265 in force
Nearby Flood Claims	69 (1994–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 59 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO VISTA/BURNSIDE private · serves 759 people · EPA ID GA0510044
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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