286 Cushing Dr, Savannah, GA 31406 Property Records

Chatham County property record for 286 Cushing Dr, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,379 sqft · built 1980
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2025)
Tax Bill	$11,226 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-0465-04-010`

Property Details

APN / Parcel Number

Primary APN	`1-0465-04-010`
Alternative APN	`L204D691`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,379 sqft Living Area
1st Floor Area	1,950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Deck Area	490 sqft
Patio Area	535 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	286 CUSHING DR
City	SAVANNAH
State	GA
Zip	31406-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 40 VISTA POINT SUB
Legal Subdivision	VISTA POINT SUB
Legal Lot Number	40
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2019
Census Tract	11007

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1034 TOWNE LAKE HLS E, WOODSTOCK, GA 30189-2511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOMO MORTGAGE
Mar 19, 2024	Warranty Deed, Transfer
Jun 26, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Mar 19, 2024 · Amount on Record
Deed Book / Page	3786 / 73
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 26, 2025
Property Address	286 CUSHING DR, SAVANNAH, GA 31406-8951
Document Number	0037860073
Book / Page	3786 / 73
Instrument Date	Sep 25, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 TOWNE LAKE HLS E, WOODSTOCK, GA 30189-2511

Mortgage

Document Number	0000378675
Date	Sep 26, 2025
Instrument	3786/75

Lender

Name	TOMO MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 19, 2024
Property Address	286 CUSHING DR, SAVANNAH, GA 31406-8951
Document Number	0033300007
Book / Page	3330 / 7
Instrument Date	Mar 14, 2024
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 CUSHING DR, SAVANNAH, GA 31406-8951

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 26, 2023
Property Address	286 CUSHING DR, SAVANNAH, GA 31406-8951
Document Number	0031280484
Book / Page	3128 / 484
Instrument Date	Jun 26, 2023
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 CUSHING DR, SAVANNAH, GA 31406-8951

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,226.00	$154,680 (+68.13%) Land $72,600 Building $82,080	$386,700 (+68.13%) Land $181,500 Building $205,200
2023		$92,000 (+6.38%) Land $42,920 Building $49,080	$230,000 (+6.38%) Land $107,300 Building $122,700
2022		$86,480 Land $42,920 Building $43,560	$216,200 Land $107,300 Building $108,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 265 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	265 in force
Nearby Flood Claims	69 (1994–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 59 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO VISTA/BURNSIDE private · serves 759 people · EPA ID GA0510044
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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