287 Chestnut St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 287 Chestnut St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	950 sqft · built 1953
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,450 (Dec 2017)
Tax Bill	$8,574 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00101-0000-00043`

Property Details

APN / Parcel Number

Primary APN	`04-00101-0000-00043`
Alternative APN	`040010100043`

Interior

Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	287 CHESTNUT ST
City	BOUND BROOK
State	NJ
Zip	08805-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	BOROUGH/BOUND BROOK
Legal Block	101
Legal Lot Number	43
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1003
Census Tract	51300

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 CHESTNUT ST, BOUND BROOK, NJ 08805-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 4, 2017	Deed, Transfer · FHA Mortgage PRINCETON MORTGAGE CORP
Jun 15, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Prior Sale	Sep 3, 2010 · Amount on Record
Deed Document Number	201748603
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	287 CHESTNUT ST, BOUND BROOK, NJ 08805-1311
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CHESTNUT ST, BOUND BROOK, NJ 08805-1311

Mortgage

Document Number	0000071755
Date	Dec 13, 2021
Book Page	7408/3645
Instrument	2021071755

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 4, 2017
Property Address	287 CHESTNUT ST, BOUND BROOK, NJ 08805-1311
Document Number	0000048603
Instrument Date	Nov 9, 2017
Instrument	2017048603
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	NRT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CHESTNUT ST, BOUND BROOK, NJ 08805-1311

Mortgage

Document Number	0000048604
Date	Dec 4, 2017
Instrument	2017048604

Lender

Name	PRINCETON MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	287 CHESTNUT ST, BOUND BROOK, NJ 08805-1311
Document Number	0000027069
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CHESNUT ST BOUND BROOK NJ 08805, BOUND BROOK, NJ 08805

Mortgage

Document Number	0000027069
Date	Jul 11, 2017
Book Page	006972/003788
Instrument	27069

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,600 (+8.26%) Land $260,000 Building $160,600	$420,600 (+8.26%) Land $260,000 Building $160,600
2025	$8,574.00 (+2.39%)	$388,500 (+9.28%) Land $230,000 Building $158,500	$388,500 (+9.28%) Land $230,000 Building $158,500
2024	$8,374.00 (+3.15%)
2023		$355,500 Land $205,000 Building $150,500	$355,500 Land $205,000 Building $150,500
2022	$8,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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