285 Chestnut St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 285 Chestnut St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,587 sqft · built 1954
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Aug 2017)
Tax Bill	$9,552 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00101-0000-00042-01`

Property Details

APN / Parcel Number

Primary APN	`04-00101-0000-00042-01`
Alternative APNs	`04001010000000420001` `0400101000000042A`

Interior

Stories	2 Stories
Building Area	1,587 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0400101000000042A
Street Address	285 CHESTNUT ST
City	BOUND BROOK
State	NJ
Zip	08805-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	101
Legal Lot Number	42.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1003
Census Tract	51300

Owner

Source: Somerset County and Bound Brook Borough records · APN 04-00101-0000-00042-01

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 CHESTNUT ST, BOUND BROOK, NJ 08805-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2017 · Amount on Record
Deed Sale	Aug 03, 2017 · Amount on Record
Prior Sale	Jun 23, 1998 · Amount on Record
Deed Document Number	201731106
Deed Book / Page	6979 / 2893
Record Updated	Sep 20, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 03, 2017
Property Address	285 CHESTNUT ST, BOUND BROOK, NJ 08805-1311
Document Number	0000031106
Book / Page	006979 / 002893
Instrument Date	Jun 28, 2017
Instrument	31106
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 CHESTNUT ST BOUND BROOK NJ 088051311, BOUND BROOK, NJ 08805-1311

Mortgage

Document Number	31107
Date	Aug 03, 2017
Book Page	006979/002898
Instrument	31107

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2047

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,600 (+7.58%) Land $260,000 Building $205,600	$465,600 (+7.58%) Land $260,000 Building $205,600
2025	$9,552.00 (+4.94%) Veteran's exemption	$432,800 (+8.88%) Land $230,000 Building $202,800	$432,800 (+8.88%) Land $230,000 Building $202,800
2024	$9,102.00 (-4.94%)
2023		$397,500 Land $205,000 Building $192,500	$397,500 Land $205,000 Building $192,500
2022	$9,575.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Based on FCC filings for 321 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.