284 Chestnut St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 284 Chestnut St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1953
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Jan 2020)
Tax Bill	$7,676 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Dec 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00102-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`04-00102-0000-00004`
Alternative APN	`040010200004`

Interior

Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	284 CHESTNUT ST
City	BOUND BROOK
State	NJ
Zip	08805-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	102
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2000
Census Tract	51300

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2018	Reverse Mortgage, Construction Loan · Construction Mortgage RETIREMENT FNDG SOLUTIONS
Dec 4, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	20202923
Deed Book / Page	7183 / 1440
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 21, 2020
Property Address	284 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Document Number	0000002923
Book / Page	7183 / 1440
Instrument Date	Dec 30, 2019
Instrument	2020002923
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 VAN FLEET RD, 6, NESHANIC STATION, NJ 08853-4300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CHESTNUT ST, BOUND BROOK, NJ 08805-1310

Mortgage

Document Number	0000002924
Date	Jan 21, 2020
Instrument	2020002924

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2018: Reverse Mortgage, Construction Loan

Document Type	Reverse Mortgage
Jurisdiction	SOMERSET NJ
Recording Date	Dec 12, 2018
Property Address	284 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Book / Page	007088 / 002314
Instrument Date	Dec 4, 2018
Instrument	45960
Transaction Type	Construction Loan
Record Updated	Jan 4, 2019
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CHESTNUT ST BOUND BROOK NJ 088051310, BOUND BROOK, NJ 08805-1310

Mortgage

Document Number	0000045960
Date	Dec 12, 2018
Book Page	007088/002314
Instrument	45960

Lender

Name	RETIREMENT FNDG SOLUTIONS
Address	SAN DIEGO, CA 92108

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	720 Months
Due	Dec 11, 2078

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	284 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Document Number	0000045961
Instrument Date	Dec 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CHESTNUT ST BOUND BROOK NJ 088051310, BOUND BROOK, NJ 08805-1310

Mortgage

Document Number	0000045961
Date	Dec 12, 2018
Book Page	007088/002330
Instrument	45961

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	720 Months
Due	Dec 11, 2078

Interest

Rate Type	Adjustable Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,000 (+8.68%) Land $252,700 Building $125,300	$378,000 (+8.68%) Land $252,700 Building $125,300
2025	$7,676.00 (+3.97%)	$347,800 (+18.26%) Land $224,200 Building $123,600	$347,800 (+18.26%) Land $224,200 Building $123,600
2024	$7,383.00 (+8.22%)
2023		$294,100 Land $176,700 Building $117,400	$294,100 Land $176,700 Building $117,400
2022	$6,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Dec 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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