Somerset County and Bound Brook Borough property record for 281 Chestnut St, Bound Brook, NJ 08805
| Property Type | Single Family Home |
|---|---|
| Details | 1,624 sqft · built 1948 |
| Lot Size | 0.232 acres (10,123 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Oct 2015) |
| Tax Bill | $11,629 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00101-0000-00041 |
| Primary APN | 04-00101-0000-00041 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 10,123 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 281 CHESTNUT ST |
|---|---|
| City | BOUND BROOK |
| State | NJ |
| Zip | 08805-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | FACILITY NAME: 100% DIS VET (W) |
| Legal Block | 101 |
| Legal Lot Number | 41 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BOUND BROOK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 51300 |
Source: Somerset County and Bound Brook Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 281 CHESTNUT ST, BOUND BROOK, NJ 08805-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2015 · Amount on Record |
| Deed Sale | Oct 1, 2015 · Amount on Record |
| Prior Sale | Aug 28, 2014 · Amount on Record |
| Deed Document Number | 201541365 |
| Deed Book / Page | 6825 / 3068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 281 CHESTNUT ST, BOUND BROOK, NJ 08805-1311 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000059377 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 7389/1064 |
| Instrument | 2021059377 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Bound Brook Borough |
| Unified School District | Bound Brook Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,900 (+6.45%) Land $268,000 Building $292,900 | $560,900 (+6.45%) Land $268,000 Building $292,900 | |
| 2025 | $11,629.00 (+1.71%) | $526,900 (+8.13%) Land $238,000 Building $288,900 | $526,900 (+8.13%) Land $238,000 Building $288,900 |
| 2024 | $11,433.00 (+3.5%) | ||
| 2023 | $487,300 Land $213,000 Building $274,300 | $487,300 Land $213,000 Building $274,300 | |
| 2022 | $11,046.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 14 (1999–2021) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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