287 Charles St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 287 Charles St, Malden, MA 02148

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,222 sqft · built 1900
Lot Size	0.093 acres (4,047 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Oct 2015)
Tax Bill	$10,251 (2026)
Deeds & Mortgages	Feb 2021 Refinance May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MALD M:030 B:137 L:727`

Property Details

APN / Parcel Number

Primary APN	`MALD M:030 B:137 L:727`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,222 sqft Living Area
Gross Area	3,849 sqft
Basement Area	867 sqft
Unfinished Basement	867 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,047 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	287 CHARLES ST
City	MALDEN
State	MA
Zip	02148-6402
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RESA
Legal Block	137
Legal Lot Number	727
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	1
Census Block	1013
Census Tract	341200

Owner

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	287 CHARLES ST, MALDEN, MA 02148-6402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO
May 8, 2018	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2015 · Amount on Record
Deed Sale	Oct 7, 2015 · Amount on Record
Prior Sale	Aug 10, 1993 · Amount on Record
Deed Book / Page	66194 / 92
Last Transfer Date	Feb 8, 2024
Transfer Doc	0083324-67
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	287 CHARLES ST, MALDEN, MA 02148-6402
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077029-257
Date	Feb 23, 2021
Book Page	77029/257
Instrument	39561

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	287 CHARLES ST, MALDEN, MA 02148-6402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70977-488
Date	May 8, 2018
Book Page	70977/488
Instrument	63940

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	324 Months
Due	May 1, 2045

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Oct 14, 2020
Property Address	287 CHARLES ST, MALDEN, MA 02148-6402
Document Number	75875-582
Book / Page	075875 / 000582
Instrument Date	Oct 7, 2020
Instrument	185815
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CHARLES ST MALDEN MA 021486402, MALDEN, MA 02148-6402

Tax Assessment & Valuation

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,251.00 (+10,578.13%)	$899,200 (+5.53%) Land $316,700 Building $575,500	$895,080
2025	$96.00 (-98.98%)	$852,100 (+6.22%) Land $285,000 Building $567,100
2024	$9,378.00 (+3.23%)	$802,200 (+7.63%) Land $269,200 Building $533,000
2023	$9,085.00	$745,300 Land $245,400 Building $499,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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