276 Charles St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 276 Charles St, Malden, MA 02148

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,040 sqft · built 1900
Lot Size0.096 acres (4,164 sqft)
OwnerIndividual Name on Record
Last Sale$69,000 (Dec 1997)
Tax Bill$8,629 (2026)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNMALD M:032 B:199 L:913

Property Details

APN / Parcel Number

Primary APNMALD M:032 B:199 L:913

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,040 sqft Living Area
Gross Area3,841 sqft
Basement Area975 sqft
Unfinished Basement975 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,164 sqft (0.096 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address276 CHARLES ST
CityMALDEN
StateMA
Zip02148-6424
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRESA
Legal Block199
Legal Lot Number913
JurisdictionMALDEN MA
Township / Civil DivisionMALDEN
Census Block Group1
Census Block1015
Census Tract341200

Owner

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address276 CHARLES ST, MALDEN, MA 02148-6424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 1997 · Amount on Record
Deed SaleDec 17, 1997 · Amount on Record
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMALDEN MA
Property Address276 CHARLES ST, MALDEN, MA 02148-6424
Document Number0000071977
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071977
DateOct 4, 2017
Instrument71977
Lender
NameCENTURY BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 3, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMalden City
Unified School DistrictMalden School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,629.00 (+10,686.25%)$756,900 (+6.22%) Land $318,300 Building $438,600$769,294
2025$80.00 (-98.98%)$712,600 (+6.06%) Land $286,500 Building $426,100
2024$7,855.00 (+3.33%)$671,900 (+7.75%) Land $270,600 Building $401,300
2023$7,602.00$623,600 Land $246,700 Building $376,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALDEN WATER DIVISION (MWRA)
serves 66,263 people · EPA ID MA3165000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Mar 2016
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Netafy
Fixed Wireless
564 / 125
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Starry.

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