294 Charles St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 294 Charles St, Malden, MA 02148

Property Summary

Property Type	Duplex
Details	6 bd · 4.5 ba · 2,438 sqft · built 1890
Lot Size	0.108 acres (4,700 sqft)
Owner	Individual Name on Record
Last Sale	$479,000 (Jul 2005)
Tax Bill	$10,786 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MALD M:032 B:199 L:907`

Property Details

APN / Parcel Number

Primary APN	`MALD M:032 B:199 L:907`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,438 sqft Living Area
Gross Area	3,940 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,700 sqft (0.108 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	294 CHARLES ST
City	MALDEN
State	MA
Zip	02148-6425
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RESA
Legal Block	199
Legal Lot Number	907
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	1
Census Block	1015
Census Tract	341200

Owner

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	294 CHARLES ST, MALDEN, MA 02148-6425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Oct 12, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2005 · Amount on Record
Deed Sale	Jul 29, 2005 · Amount on Record
Prior Sale	Dec 2, 1996 · Amount on Record
Last Transfer Date	Oct 6, 2021
Transfer Doc	078888-422
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	294 CHARLES ST, MALDEN, MA 02148-6425
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078888-422
Date	Oct 12, 2021
Book Page	78888/422
Instrument	223735

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Oct 12, 2021
Property Address	294 CHARLES ST, MALDEN, MA 02148-6425
Document Number	78888-418
Book / Page	78888 / 418
Instrument Date	Oct 6, 2021
Instrument	223734
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CHARLES ST, MALDEN, MA 02148-6425

Mortgage

Document Number	78888-422
Date	Oct 12, 2021
Book Page	78888/422
Instrument	223735

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,786.00 (+10,906.12%)	$946,100 (+8.78%) Land $325,800 Building $620,300	$873,095
2025	$98.00 (-98.98%)	$869,700 (+6.16%) Land $293,200 Building $576,500
2024	$9,576.00 (+3.25%)	$819,200 (+7.66%) Land $277,000 Building $542,200
2023	$9,275.00	$760,900 Land $252,500 Building $508,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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