288 Charles St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 288 Charles St, Malden, MA 02148

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,770 sqft · built 1900
Lot Size	0.078 acres (3,419 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,622 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MALD M:032 B:199 L:909`

Property Details

APN / Parcel Number

Primary APN	`MALD M:032 B:199 L:909`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,770 sqft Living Area
Gross Area	3,152 sqft
Basement Area	664 sqft
Unfinished Basement	664 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,419 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	288 CHARLES ST
City	MALDEN
State	MA
Zip	02148-6425
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RESA
Legal Block	199
Legal Lot Number	909
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	1
Census Block	1015
Census Tract	341200

Owner

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	288 CHARLES ST, MALDEN, MA 02148-6425
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage CENTURY BANK & TRUST CO
Jul 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	288 CHARLES ST, MALDEN, MA 02148-6425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71430-36
Date	Aug 3, 2018
Book Page	71430/36
Instrument	118842

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	288 CHARLES ST, MALDEN, MA 02148-6425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75133-222
Date	Jul 16, 2020
Book Page	75133/222
Instrument	115075

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,622.00 (+10,953.85%)	$756,300 (+8.91%) Land $307,900 Building $448,400	$713,242
2025	$78.00 (-98.98%)	$694,400 (+6.26%) Land $277,100 Building $417,300
2024	$7,639.00 (+3.47%)	$653,500 (+7.89%) Land $261,700 Building $391,800
2023	$7,383.00	$605,700 Land $238,600 Building $367,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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