287 Benson St, Naples, FL 34113 Property Records

Collier County property record for 287 Benson St, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	952 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Dec 2003)
Tax Bill	$573 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`669400 2 455B32`

Property Details

APN / Parcel Number

Primary APN	`669400 2 455B32`
Alternative APNs	`773605600061484002455` `77360560006`

Interior

Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,052 sqft
1st Floor Area	952 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Porch	Screened Porch
Porch Area	100 sqft

Location & Zoning

Street Address	287 BENSON ST
City	NAPLES
State	FL
Zip	34113-8541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	TRAIL ACRES UNIT 4 BLK 2 LOT 45
Legal Range	26
Legal Township	50
Legal Section	32
Legal Subdivision	TRAIL ACRES UNIT 4
Legal Tract	669400
Legal Block	2
Legal Lot Number	45
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1012
Census Tract	10808

Owner

287 Benson St is owned and occupied by an individual who bought it in December 2003.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	287 BENSON ST, NAPLES, FL 34113-8541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2003 · Amount on File
Deed Sale	Dec 13, 2003 · Amount on File
Deed Book / Page	3463 / 776
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	287 BENSON ST, NAPLES, FL 34113-8541
Document Number	0054573655
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 BENSON ST NAPLES FL 341138541, NAPLES, FL 34113-8541

Mortgage

Document Number	0054573655
Date	Dec 13, 2017
Book Page	005457/003655
Instrument	5483048

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 287 Benson St was $573 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,155 (+2.7%)	$175,998 (+3%) Land $111,731 Building $64,267
2025	$573.00 Homeowner's exemption	$61,495	$170,878 Land $74,488 Building $96,390
2023	$541.00 (+1.5%) Homeowner's exemption	$58,021 (+3%)	$230,565 (+31.29%) Land $165,528 Building $65,037
2022	$533.00 Homeowner's exemption	$56,331	$175,614 Land $108,628 Building $66,986

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 287 Benson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 578 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,419 units insured incl. 841 condo units
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Oct 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 287 Benson St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20