Collier County property record for 277 Benson St, Naples, FL 34113
| Property Type | Single Family Home |
|---|---|
| Details | 1,048 sqft · built 1995 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Apr 2026) |
| Tax Bill | $2,851 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 669400 2 405B32 |
| Primary APN | 669400 2 405B32 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,048 sqft Living Area |
| Gross Area | 1,240 sqft |
| 1st Floor Area | 1,048 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Screened Porch |
| Porch Area | 192 sqft |
| Street Address | 277 BENSON ST |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34113-8541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | TRAIL ACRES UNIT 4 BLK 2 LOT 40 AND E1/2 LOT 37 |
| Legal Range | 26 |
| Legal Township | 50 |
| Legal Section | 32 |
| Legal Subdivision | TRAIL ACRES UNIT 4 |
| Legal Tract | 669400 |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Legal Unit | 4 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10808 |
277 Benson St is owned and occupied by two individuals who bought it in April 2026.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 277 BENSON ST, NAPLES, FL 34113-8541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Apr 21, 2011 · Amount on File |
| Deed Document Number | 20266804754 |
| Deed Book / Page | 6570 / 422 |
| Prior Transfer Date | Jun 13, 2001 |
| Prior Transfer Doc | 0003467085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 277 BENSON ST, NAPLES, FL 34113-8541 |
| Document Number | 0006804754 |
| Book / Page | 6570 / 422 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20266804754 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $261,590.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 BENSON ST, NAPLES, FL 34113-8541 |
| Investor | Possibly a Property Investor |
| Document Number | 0006804755, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20266804755 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 277 BENSON ST, NAPLES, FL 34113-8541 |
| Document Number | 0065700422 |
| Book / Page | 6570 / 422 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20266804754 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $261,590.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 BENSON ST, NAPLES, FL 34113-8541 |
| Investor | Possibly a Property Investor |
| Document Number | 0006804755, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20266804755 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 277 Benson St was $2,851, down 6.7% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,509 (+6.02%) Land $135,254 Building $115,255 | $250,509 (-4.25%) Land $135,254 Building $115,255 | |
| 2025 | $2,851.00 (-6.71%) | $236,284 | $261,636 Land $90,169 Building $171,467 |
| 2024 | $3,056.00 (+10.68%) | ||
| 2023 | $2,761.00 (+11.33%) | $195,276 (+1%) | $311,358 (+26.84%) Land $200,376 Building $110,982 |
| 2022 | $2,480.00 | $177,524 | $245,470 Land $131,497 Building $113,973 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 277 Benson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 578 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,419 units insured incl. 841 condo units |
| Nearby Flood Claims | 7 (2017–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 277 Benson St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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