285 Benson St, Naples, FL 34113 Property Records

Collier County property record for 285 Benson St, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1994
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jul 2018)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`669400 2 445B32`

Property Details

APN / Parcel Number

Primary APN	`669400 2 445B32`
Alternative APNs	`773605200041484002445` `77360520004`

Interior

Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	285 BENSON ST
City	NAPLES
State	FL
Zip	34113-8541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	TRAIL ACRES UNIT 4 BLK 2 LOT 44 OR 1953 PG 1785
Legal Range	26
Legal Township	50
Legal Section	32
Legal Subdivision	TRAIL ACRES UNIT 4
Legal Tract	669400
Legal Block	2
Legal Lot Number	44
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1012
Census Tract	10808

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 LOWER HILL LN, FAIRPORT, NY 14450-4002
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Jun 3, 1994 · Amount on Record
Deed Document Number	20185592443
Deed Book / Page	5537 / 2644
Prior Transfer Date	Nov 13, 1992
Prior Transfer Doc	1835002363
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 27, 2018
Property Address	285 BENSON ST, NAPLES, FL 34113-8541
Document Number	0055372644
Book / Page	005537 / 002644
Instrument Date	Jul 25, 2018
Instrument	5592443
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LOWER HILL LN FAIRPORT NY 144504002, FAIRPORT, NY 14450-4002

Mortgage

Document Number	55372646
Date	Jul 27, 2018
Book Page	005537/002646
Instrument	5592444

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,535 (-11.23%) Land $99,970 Building $194,565	$294,535 (-16.31%) Land $99,970 Building $194,565
2025	$3,833.00 (+14.79%)	$331,803 (+21%)	$351,949 (+4.91%) Land $66,647 Building $285,302
2023	$3,339.00 (+6.24%)	$274,217 (+1%)	$335,488 (+15.86%) Land $148,104 Building $187,384
2022	$3,143.00	$249,288	$289,562 Land $97,193 Building $192,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 578 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,419 units insured incl. 841 condo units
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Oct 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20