284 Benson St, Naples, FL 34113 Property Records

Collier County property record for 284 Benson St, Naples, FL 34113

Property Summary

Property TypeSingle Family Home
Details1,470 sqft · built 1982
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$267,000 (Jun 2018)
Tax Bill$3,647 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN669400 1 225B32

Property Details

APN / Parcel Number

Primary APN669400 1 225B32
Alternative APN
  • 77360240009

Interior

Stories1 Story
Building Area1,470 sqft Living Area
1st Floor Area1,470 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2010
Construction TypeMasonry / Concrete Block
Lot Area9,148 sqft (0.21 acres)

Location & Zoning

Street Address284 BENSON ST
CityNAPLES
StateFL
Zip34113-8540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionTRAIL ACRES UNIT 4 BLK 1 LOT 22
Legal Range26
Legal Township50
Legal Section32
Legal SubdivisionTRAIL ACRES UNIT 4
Legal Tract669400
Legal Block1
Legal Lot Number22
Legal Unit4
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1012
Census Tract10808

Owner

284 Benson St is owned and occupied by two individuals who bought it in June 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address284 BENSON ST, NAPLES, FL 34113-8540
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Nov 20, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Dec 15, 2019Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Mar 23, 2019Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Jun 11, 2018Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2018 · Amount on File
Deed SaleJun 11, 2018 · Amount on File
Prior SaleMar 6, 2001 · Amount on File
Deed Document Number20185569595
Deed Book / Page5520 / 1980
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address284 BENSON ST, NAPLES, FL 34113-8540
Transaction TypeMortgage
Record UpdatedNov 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 BENSON ST, NAPLES, FL 34113-8540

Mortgage

Document Number0060421126
DateNov 16, 2021
Book Page6042/1126
Instrument6159538
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address284 BENSON ST, NAPLES, FL 34113-8540
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 BENSON ST, NAPLES, FL 34113-8540

Mortgage

Document Number0058481945
DateNov 20, 2020
Book Page5848/1945
Instrument5957943
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address284 BENSON ST, NAPLES, FL 34113-8540
Document Number0057131037
Instrument DateDec 15, 2019
Transaction TypeMortgage
Record UpdatedJan 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address284 BENSON ST NAPLES FL 341138540, NAPLES, FL 34113-8540

Mortgage

Document Number0057131037
DateJan 3, 2020
Book Page005713/001037
Instrument5811085
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 2, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address284 BENSON ST, NAPLES, FL 34113-8540
Document Number0056143463
Instrument DateMar 23, 2019
Transaction TypeMortgage
Record UpdatedApr 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address284 BENSON ST NAPLES FL 341138540, NAPLES, FL 34113-8540

Mortgage

Document Number0056143463
DateApr 4, 2019
Book Page005614/003463
Instrument5693570
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 3, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJun 11, 2018
Property Address284 BENSON ST, NAPLES, FL 34113-8540
Document Number0055201980
Book / Page5520 / 1980
Map ReferenceMB7 PG103
Instrument DateMay 23, 2018
Instrument5569595
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyTITLETEAM

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,869.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 BENSON ST, NAPLES, FL 34113-8540

Mortgage

Document Number0005569596
DateJun 11, 2018
Instrument5569596
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 284 Benson St was $3,647.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,714 (-8.93%) Land $111,731 Building $175,983$287,714 (-13.25%) Land $111,731 Building $175,983
2025$3,647.00$315,931$331,671 Land $74,488 Building $257,183
2023$3,241.00 (+7.57%)$261,100 (+1%)$330,879 (+19.07%) Land $165,528 Building $165,351
2022$3,013.00$237,364$277,891 Land $108,628 Building $169,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 284 Benson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 578 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,419 units insured
incl. 841 condo units
Nearby Flood Claims7 (2017–2022)
Claims Outside the SFHA1 of 7
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Oct 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Benson St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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