2866 Johnston Rdg, Festus, MO 63028 Property Records

Jefferson County property record for 2866 Johnston Rdg, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,918 sqft · built 1998
Lot Size2.15 acres (93,654 sqft)
Owner2 Individual Names on File
Tax Bill$2,725 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-8.0-34.0-0-000-002.23

Property Details

APN / Parcel Number

Primary APN11-8.0-34.0-0-000-002.23
Alternative APN
  • 1180340 00223

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,918 sqft Living Area
Gross Area2,510 sqft
1st Floor Area1,918 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Lot Area93,654 sqft
Garage TypeAttached
Garage Area592 sqft
PorchStoop
Porch Area68 sqft
Patio Area534 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2866 JOHNSTON RDG
CityFESTUS
StateMO
Zip63028-4750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLR2
Legal DescriptionRIDGEVIEW ACRES 3 LOT 79
Legal Range5E
Legal Township41N
Legal Section34
Legal SubdivisionRIDGEVIEW
Legal Block3
Legal Lot Number79
JurisdictionJEFFERSON MO
Township / Civil DivisionJOACHIM
Census Block Group3
Census Block3037
Census Tract700605

Owner

2866 Johnston Rdg is owned and occupied by two individuals.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address2866 JOHNSTON RDG, FESTUS, MO 63028-4750
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK
Dec 31, 2020Deed of Trust, Mortgage
GOLDEN OAK LNDG
Jun 13, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Feb 9, 2017Quit Claim Deed, Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2866 JOHNSTON RDG, FESTUS, MO 63028-4750
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2886 JOHNSTON RDG, FESTUS, MO 63028-4750

Mortgage

Document Number0000009581
DateApr 24, 2023
Instrument2023R-009581
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueApr 15, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2866 JOHNSTON RDG, FESTUS, MO 63028-4750
Document Number0000001256
Instrument DateDec 31, 2020
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2866 JOHNSTON RDG FESTUS MO 630284750, FESTUS, MO 63028-4750

Mortgage

Document Number0000001256
DateJan 9, 2021
Instrument1256
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount on Record
Term180 Months
DueJan 8, 2036

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2866 JOHNSTON RDG, FESTUS, MO 63028-4750
Document Number0000019463
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2866 JOHNSTON RDG FESTUS MO 630284750, FESTUS, MO 63028-4750

Mortgage

Document Number0000019463
DateJun 26, 2017
Instrument19463
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 25, 2047
Interest
Rate TypeAdjustable Rate

February 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateFeb 9, 2017
Property Address2866 JOHNSTON RDG, FESTUS, MO 63028-4750
Document Number0000004242
Instrument DateFeb 3, 2017
Instrument4242
Transaction TypeMortgage
Record UpdatedFeb 14, 2017
Title CompanyCOPPER TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2866 JOHNSTON RDG FESTUS MO 630284750, FESTUS, MO 63028-4750

Mortgage

Document Number4243
DateFeb 9, 2017
Instrument4243
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount on Record
Term180 Months
DueFeb 8, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2866 Johnston Rdg was $2,725, up 12.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictHillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,600 (-) Land $5,700 Building $38,900$234,700 (-) Land $29,900 Building $204,800
2025$2,725.00 (+12.37%)$44,600 Land $5,700 Building $38,900$234,700 (-) Land $29,900 Building $204,800
2024$2,425.00 (+2.41%)$234,700 (+14.21%) Land $29,900 Building $204,800
2023$2,368.00$39,000 Land $3,300 Building $35,700$205,500 Land $17,600 Building $187,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2866 Johnston Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2866 Johnston Rdg is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 7
serves 6,100 people · EPA ID MO6024299
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

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