2864 Rainbow Ln, Banning, CA 92220 Property Records

Riverside County property record for 2864 Rainbow Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Apr 2019)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`538-323-006`

Property Details

APN / Parcel Number

Primary APN	`538-323-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	1,933 sqft
1st Floor Area	1,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2864 RAINBOW LN
City	BANNING
State	CA
Zip	92220-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.10 ACRES IN LOT 216 MB 134/071 TR 18063
Legal Subdivision	134M71
Legal Tract	18063
Legal Lot Number	216
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	44300

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2864 RAINBOW LN, BANNING, CA 92220-3743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 25, 2019	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Prior Sale	May 13, 2004 · Amount on Record
Deed Document Number	2019142260
Prior Transfer Date	Apr 10, 2019
Prior Transfer Doc	0000142260
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2864 RAINBOW LN, BANNING, CA 92220-3743
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 RAINBOW LN, BANNING, CA 92220-3743

Mortgage

Document Number	0000012598
Date	Jan 14, 2026
Instrument	2026-0012598

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2864 RAINBOW LN, BANNING, CA 92220-3743
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000297858
Date	Jul 21, 2017
Instrument	2017-0297858

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2045

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 25, 2019
Property Address	2864 RAINBOW LN, BANNING, CA 92220-3743
Document Number	0000142260
Map Reference	MB 134 PG 71-76
Instrument Date	Apr 10, 2019
Instrument	2019-0142260
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2864 RAINBOW LN, BANNING, CA 92220-3743

Mortgage

Document Number	0000142261
Date	Apr 25, 2019
Instrument	2019-0142261

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 11, 2018
Property Address	2864 RAINBOW LN, BANNING, CA 92220-3743
Document Number	0000281284
Instrument Date	Jun 27, 2018
Instrument	281284
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	800 SERPENTINE DR REDLANDS CA 923736548, REDLANDS, CA 92373-6548

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,649 (+2%) Land $22,754 Building $255,895
2025	$3,719.00 (+2.23%) Homeowner's exemption	$273,186 (+4.04%) Land $22,308 Building $250,878
2023	$3,638.00 (+2.19%) Homeowner's exemption	$262,580 Land $21,443 Building $241,137
2022	$3,560.00
2021			$283,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Rainbow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures