2784 Rainbow Ln, Banning, CA 92220 Property Records

Riverside County property record for 2784 Rainbow Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,760 sqft · built 1990
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,500 (May 2022)
Tax Bill	$67 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`538-323-001`

Property Details

APN / Parcel Number

Primary APN	`538-323-001`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Gravel
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2784 RAINBOW LN
City	BANNING
State	CA
Zip	92220-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.11 ACRES IN LOT 211 MB 134/071 TR 18063
Legal Subdivision	TRACT NO 18063
Legal Tract	18063
Legal Lot Number	211
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	44300

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2784 RAINBOW LN, BANNING, CA 92220-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Dec 5, 2025	Transfer on Death Deed, Transfer
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 4, 2022	Grant Deed, Transfer
Sep 13, 2019	Quit Claim Deed, Transfer VETERANS ADMN
Sep 13, 2019	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Deed Document Number	2022208422
Last Transfer Date	Dec 30, 2024
Transfer Doc	0000005163
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 29, 2026
Property Address	2784 RAINBOW LN, BANNING, CA 92220-3741
Document Number	0000200640
Instrument Date	Jun 24, 2026
Instrument	2026200640
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 RAINBOW LN, BANNING, CA 92220-3741

Mortgage

Document Number	0000200640,
Date	Jun 29, 2026
Instrument	2026200640

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 29, 2036

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 5, 2025
Property Address	2784 RAINBOW LN, BANNING, CA 92220-3741
Document Number	0000379494
Instrument Date	Dec 4, 2025
Instrument	2025-0379494
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2784 RAINBOW LN, BANNING, CA 92220-3741

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2784 RAINBOW LN, BANNING, CA 92220-3741
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 RAINBOW LN, BANNING, CA 92220-3741

Mortgage

Document Number	0000703883
Date	Nov 29, 2021
Instrument	2021-0703883

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	STOCKTON, CA 95203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 4, 2022
Property Address	2784 RAINBOW LN, BANNING, CA 92220-3741
Document Number	0000208422
Map Reference	MB 134 PG 71-76
Instrument Date	May 2, 2022
Instrument	2022-0208422
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 RAINBOW LN, BANNING, CA 92220-3741

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 13, 2019
Property Address	2784 RAINBOW LN, BANNING, CA 92220-3741
Document Number	0000360029
Instrument Date	Sep 9, 2019
Instrument	360029
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	TICOR TITLE RIVERSIDE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 RAINBOW LN BANNING CA 922203741, BANNING, CA 92220-3741

Mortgage

Document Number	360030
Date	Sep 13, 2019
Instrument	360030

Lender

Name	VETERANS ADMN
Address	SACRAMENTO, CA 95814
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2039

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 13, 2019
Property Address	2784 RAINBOW LN, BANNING, CA 92220-3741
Document Number	0000360028
Instrument Date	Mar 18, 2019
Instrument	360028
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2784 RAINBOW LN BANNING CA 922203741, BANNING, CA 92220-3741

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,007 (+2%) Land $22,308 Building $233,699
2025	$67.00 (-61.71%)	$250,988 (+4.04%) Land $21,871 Building $229,117
2023	$175.00 (-21.52%) Disabled Person's exemption Veteran's exemption	$241,244 Land $21,023 Building $220,221
2022	$223.00
2021			$328,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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