2896 Rainbow Ln, Banning, CA 92220 Property Records

Riverside County property record for 2896 Rainbow Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,835 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2014)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`538-323-008`

Property Details

APN / Parcel Number

Primary APN	`538-323-008`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,835 sqft Living Area
Gross Area	2,281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2896 RAINBOW LN
City	BANNING
State	CA
Zip	92220-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.10 ACRES IN LOT 218 MB 134/071 TR 18063
Legal Subdivision	TRACT NO 18063
Legal Tract	18063
Legal Lot Number	218
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	44300

Owner

2896 Rainbow Ln is owned and occupied by an individual who acquired it in May 2018.

Source: Riverside County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	2896 RAINBOW LN, BANNING, CA 92220-3743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 13, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 15, 2018	Affidavit of Death, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2014 · Amount on File
Deed Sale	Jun 20, 2014 · Amount on File
Prior Sale	Aug 22, 2005 · Amount on File
Deed Document Number	2014228573
Last Transfer Date	May 1, 2018
Transfer Doc	0000189802
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2896 RAINBOW LN, BANNING, CA 92220-3743
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 RAINBOW LN, BANNING, CA 92220-3743

Mortgage

Document Number	0000067560
Date	Feb 2, 2021
Instrument	2021-0067560

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2896 RAINBOW LN, BANNING, CA 92220-3743
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 RAINBOW LN, BANNING, CA 92220-3743

Mortgage

Document Number	0000104696
Date	Mar 3, 2022
Instrument	2022-0104696

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2896 RAINBOW LN, BANNING, CA 92220-3743
Document Number	0000498119
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 RAINBOW LN BANNING CA 922203743, BANNING, CA 92220-3743

Mortgage

Document Number	0000498119
Date	Dec 4, 2019
Instrument	498119

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2896 RAINBOW LN, BANNING, CA 92220-3743
Document Number	0000053998
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 RAINBOW LN BANNING CA 922203743, BANNING, CA 92220-3743

Mortgage

Document Number	0000053998
Date	Feb 19, 2019
Instrument	53998

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	May 15, 2018
Property Address	2896 RAINBOW LN, BANNING, CA 92220-3743
Document Number	0000189802
Instrument Date	May 1, 2018
Instrument	189802
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 RAINBOW LN BANNING CA 922203743, BANNING, CA 92220-3743

Mortgage

Document Number	189803
Date	May 15, 2018
Instrument	189803

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2896 Rainbow Ln was $3,109.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,189 (+2%) Land $25,000 Building $201,189
2025	$3,109.00	$221,755 Land $24,510 Building $197,245
2023	$3,044.00 (+2.11%)	$213,146 Land $23,559 Building $189,587
2022	$2,981.00
2021			$302,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2896 Rainbow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2896 Rainbow Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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