2836 Rainbow Ln, Banning, CA 92220 Property Records

Riverside County property record for 2836 Rainbow Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Trust Names on File
Last Sale	$240,000 (Apr 2018)
Tax Bill	$3,717 (2025)
Deeds & Mortgages	Apr 2024 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`538-323-004`

Property Details

APN / Parcel Number

Primary APN	`538-323-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	1,933 sqft
1st Floor Area	1,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2836 RAINBOW LN
City	BANNING
State	CA
Zip	92220-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.10 ACRES IN LOT 214 MB 134/071 TR 18063
Legal Subdivision	134M71
Legal Tract	18063
Legal Lot Number	214
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	44300

Owner

2836 Rainbow Ln is owner-occupied and held in a trust since March 2024.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2836 RAINBOW LN, BANNING, CA 92220-3743
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Intrafamily Transfer, Transfer
Feb 28, 2022	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Apr 30, 2018	Grant Deed, Transfer · VA Mortgage STRATIS FINANCIAL CORP
Feb 14, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	May 17, 2004 · Amount on File
Deed Document Number	2018166828
Last Transfer Date	Mar 25, 2024
Transfer Doc	0000095295
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 2, 2024
Property Address	2836 RAINBOW LN, BANNING, CA 92220-3743
Document Number	0000095295
Map Reference	MB 134 PG 71-76
Instrument Date	Mar 15, 2024
Instrument	2024-0095295
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2836 RAINBOW LN, BANNING, CA 92220-3743

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2836 RAINBOW LN, BANNING, CA 92220-3743
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2836 RAINBOW LN, BANNING, CA 92220-3743

Mortgage

Document Number	0000097057
Date	Feb 28, 2022
Instrument	2022-0097057

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Sep 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 30, 2018
Property Address	2836 RAINBOW LN, BANNING, CA 92220-3743
Document Number	0000166828
Map Reference	MB 134 PG 71-76
Instrument Date	Mar 21, 2018
Instrument	2018-0166828
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2836 RAINBOW LN, BANNING, CA 92220-3743

Mortgage

Document Number	0000166829
Date	Apr 30, 2018
Instrument	2018-0166829

Lender

Name	STRATIS FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 14, 2018
Property Address	2836 RAINBOW LN, BANNING, CA 92220-3743
Document Number	0000055119
Instrument Date	Jan 30, 2018
Instrument	55119
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2836 RAINBOW LN BANNING CA 922203743, BANNING, CA 92220-3743

Tax Assessment & Valuation

The 2025 property tax bill for 2836 Rainbow Ln was $3,717 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,536 (+2%) Land $23,209 Building $255,327
2025	$3,717.00 Homeowner's exemption	$273,075 Land $22,754 Building $250,321
2023	$3,636.00 (+2.16%) Homeowner's exemption	$262,472 Land $21,871 Building $240,601
2022	$3,559.00
2021			$289,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2836 Rainbow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2836 Rainbow Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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