2862 Villa Ln, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2862 Villa Ln, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,647 sqft · built 2011
Owner	Individual Name on Record
Last Sale	$269,000 (Nov 2020)
Tax Bill	$3,729 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-8300-0062-00-9`

Property Details

APN / Parcel Number

Primary APN	`19-8300-0062-00-9`
Alternative APN	`11-19-8300-0062-00-9`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2862 VILLA LN
City	BENTON HARBOR
State	MI
Zip	49022-2476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A RE
Legal Description	UNIT 62 VILLAS AT THE RIVER FIRST AMENDMENT LIBER 234 PAGE 64 BLDG 17 #
Legal Subdivision	VILLAS AT THE RIVER
Legal Unit	62
Jurisdiction	BERRIEN MI
Township / Civil Division	SODUS
Census Block Group	1
Census Block	1024
Census Tract	1900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2862 VILLA LN, BENTON HARBOR, MI 49022-2476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Deed Book / Page	3300 / 1933
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2862 VILLA LN, BENTON HARBOR, MI 49022-2476
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03219/2484
Date	Oct 15, 2018
Book Page	3219/2484

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2862 VILLA LN, BENTON HARBOR, MI 49022-2476
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03190/1101
Date	Nov 22, 2017
Book Page	3190/1101
Instrument	3190-1101

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 17, 2020
Property Address	2862 VILLA LN, BENTON HARBOR, MI 49022-2476
Document Number	03300/1933
Book / Page	3300 / 1933
Map Reference	LB 234 PG 1
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$2,313.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4050 KERLIKOWSKE RD, COLOMA, MI 49038-8907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2862 VILLA LN, BENTON HARBOR, MI 49022-2476

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Sodus Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,400 (+12.91%)	$370,800 (+12.91%)
2025	$3,729.00 (+18.01%)
2023		$164,200	$328,400
2022	$3,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 individual policies
Nearby Flood Policies	43 units insured incl. 28 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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