2861 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2861 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,496 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$369,200 (Jun 2019)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092531502100010200`

Property Details

APN / Parcel Number

Primary APN	`092531502100010200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,496 sqft Heated Area
Gross Area	3,408 sqft
1st Floor Area	2,496 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Finished
Garage Area	560 sqft
Porch	Open Porch
Porch Area	352 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2861 MATERA DR
City	SAINT CLOUD
State	FL
Zip	34771-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPLIT OAK ESTATES PB 26 PGS 19-22 LOT 20
Legal Range	31E
Legal Township	25S
Legal Section	09
Legal Subdivision	SPLIT OAK ESTATES/RESERVE
Legal Tract	5021
Legal Lot Number	20
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1014
Census Tract	43700

Owner

Source: Osceola County records · APN 092531502100010200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2861 MATERA DR, SAINT CLOUD, FL 34771-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 10, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	0055381182
Deed Book / Page	5538 / 1182
Last Transfer Date	Jul 27, 2021
Transfer Doc	0060102701
Record Updated	Jun 08, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 27, 2021
Property Address	2861 MATERA DR, SAINT CLOUD, FL 34771-9131
Document Number	0060102701
Book / Page	6010 / 2701
Map Reference	MB 26 PG 19-22
Instrument Date	Jun 07, 2021
Instrument	2021116513
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5143 OUTLOOK DR, MELBOURNE, FL 32940-2341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2861 MATERA DR, SAINT CLOUD, FL 34771-9131

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 10, 2019
Property Address	2861 MATERA DR, SAINT CLOUD, FL 34771-9131
Document Number	0055381182
Book / Page	5538 / 1182
Map Reference	MB 26 PG 19-22
Instrument Date	Jun 07, 2019
Instrument	2019074568
Transaction Type	Subdivision Related Transfer
Record Updated	May 02, 2022
Title Company	DBA PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,584.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2861 MATERA DR, SAINT CLOUD, FL 34771-9131

Mortgage

Document Number	0055381184
Date	Jun 10, 2019
Instrument	5538/1184

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,173.00 (+6.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$367,812 (+5.99%)	$460,600 (-6.13%) Land $90,000 Building $370,600
2023	$4,837.00 (+3.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$347,036 (+3%)	$490,700 (+16.64%) Land $90,000 Building $400,700
2022	$4,654.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$336,929	$420,700 Land $80,000 Building $340,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	About 1 in 184 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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