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2864 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2864 Matera Dr, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage2,144 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$313,000 (2019)
Tax Bill$4,266.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-25-31-5021-0001-1290
Alternative APN
  • 253109502100011290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,144 sqft Living Area
Gross Area2,848 sqft Gross Area
1st Floor2,144 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area284 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2864 MATERA DR
CitySAINT CLOUD
StateFL
Zip34771-9130
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK ESTATES PB 26 PGS 19-22 LOT 129
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionSPLIT OAK ESTATES
Legal Block1290
Legal Lot Number129
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1017
Census Tract43700

Owner

Source: Osceola County records · APN 09-25-31-5021-0001-1290

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2864 MATERA DR, SAINT CLOUD, FL 34771-9130
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2025Intrafamily Transfer, Transfer
Aug 27, 2019Deed of Trust, Mortgage · Line of Credit
ADDITION FIN'L CU
Jun 06, 2019Grant Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2019 · Amount on Record
Deed SaleJun 06, 2019 · Amount on Record
Deed Doc Number201973067
Deed Book / Page5536 / 1719
Last Transfer DateJul 23, 2025
Transfer Doc0068242287
Record RefreshedSep 20, 2026

July 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJul 24, 2025
Property Address2864 MATERA DR, SAINT CLOUD, FL 34771-9130
Document Number0068242287
Book / Page6824 / 2287
Map ReferenceMB 26 PG 19-22
Instrument DateJul 23, 2025
Instrument2025092898
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2864 MATERA DR, SAINT CLOUD, FL 34771-9130

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2864 MATERA DR, SAINT CLOUD, FL 34771-9130

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2864 MATERA DR, SAINT CLOUD, FL 34771-9130
Document Number0055851522
Instrument DateAug 27, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2864 MATERA DR ST CLOUD FL 347719130, ST CLOUD, FL 34771-9130

Mortgage

Document Number0055851522
DateSep 09, 2019
Book Page005585/001522
Instrument115399
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueSep 08, 2054
Interest
Rate TypeAdjustable Rate

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 06, 2019
Property Address2864 MATERA DR, SAINT CLOUD, FL 34771-9130
Document Number0055361719
Book / Page005536 / 001719
Instrument DateJun 05, 2019
Instrument73067
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 20, 2019
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$2,191.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2864 MATERA DR ST CLOUD FL 347719130, ST CLOUD, FL 34771-9130

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,476.00 (+4.92%)$312,515 (+5.99%)$396,200 (-5.89%) Land $90,000 Building $306,200
2024$4,266.00 (+2.11%)
2023$4,178.00 (+4.03%) Homeowner's exemption$294,863 (+3%)$421,000 (+16.75%) Land $90,000 Building $331,000
2022$4,016.00 Homeowner's exemption$286,275$360,600 Land $80,000 Building $280,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 75% of the US · above 60% of Florida
Wildfire LikelihoodAbout 1 in 184 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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