Osceola County property record for 2858 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,144 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $346,100 (2019) |
| Tax Bill | $4,903.00 (2025) |
| Primary APN | 092531502100011260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,144 sqft Heated Area |
| Gross Area | 2,866 sqft Gross Area |
| 1st Floor | 2,144 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Pool Area | 45 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 810 sqft Deck |
| Porch | Open Porch |
| Porch Area | 302 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2858 MATERA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9130 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPLIT OAK ESTATES PB 26 PGS 19-22 LOT 126 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | SPLIT OAK ESTATES/RESERVE |
| Legal Tract | 5021 |
| Legal Lot Number | 126 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 43700 |
Source: Osceola County records · APN 092531502100011260
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2858 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage TD BANK NA |
| Jul 08, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 18, 2019 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage PULTE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2019 · Amount on Record |
| Deed Sale | Dec 18, 2019 · Amount on Record |
| Deed Doc Number | 2019163973 |
| Deed Book / Page | 5642 / 2369 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2858 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2858 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Document Number | 0063570837 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 6357/837 |
| Instrument | 2023017198 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 28, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2858 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2858 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Document Number | 0059972533 |
|---|---|
| Date | Jul 08, 2021 |
| Book Page | 5997/2533 |
| Instrument | 2021106128 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 18, 2019 |
| Property Address | 2858 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Document Number | 0056422369 |
| Book / Page | 5642 / 2369 |
| Map Reference | MB 26 PG 19-22 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 2019163973 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,422.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD, 4901, ORLANDO, FL 32811-7300 |
| Name | Verified Name |
|---|---|
| Address | 2858 MATERA DRIVE, CLERMONT, FL 34711 |
| Document Number | 0056422371 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 5642/2371 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,903.00 (+6.94%) Homeowner's exemption | $343,373 (+5.99%) | $424,600 (-4.99%) Land $90,000 Building $334,600 |
| 2023 | $4,585.00 (+3.94%) Homeowner's exemption | $323,977 (+3%) | $446,900 (+15.18%) Land $90,000 Building $356,900 |
| 2022 | $4,411.00 Homeowner's exemption | $314,541 | $388,000 Land $80,000 Building $308,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 340 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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