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2857 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2857 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,496 sqft Heated Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$593,900 (2023)
Tax Bill$6,480.00 (2025)

Property Details

APN / Parcel Number

Primary APN092531502100010220

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,496 sqft Heated Area
Gross Area3,408 sqft Gross Area
1st Floor2,496 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished Garage
Garage Area560 sqft Garage
PorchOpen Porch
Porch Area352 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2857 MATERA DR
CitySAINT CLOUD
StateFL
Zip34771-9131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK ESTATES PB 26 PGS 19-22 LOT 22
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionSPLIT OAK ESTATES/RESERVE
Legal Tract5021
Legal Lot Number22
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1014
Census Tract43700

Owner

Source: Osceola County records · APN 092531502100010220

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2857 MATERA DR, SAINT CLOUD, FL 34771-9131
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
GENEVA FINANCIAL LLC
Jun 30, 2023Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Dec 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 03, 2019Grant Deed, Transfer · Conventional Mortgage
RANDYTODD INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Prior SaleDec 18, 2020
Deed Doc Number2023085072
Deed Book / Page6433 / 2548
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2857 MATERA DR, SAINT CLOUD, FL 34771-9131
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2857 MATERA DR, SAINT CLOUD, FL 34771-9131

Mortgage

Document Number0061530659
DateFeb 17, 2022
Book Page6153/659
Instrument2022026874
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 30, 2023
Property Address2857 MATERA DR, SAINT CLOUD, FL 34771-9131
Document Number0064332548
Book / Page6433 / 2548
Map ReferenceMB 26 PG 19-22
Instrument DateJun 29, 2023
Instrument2023085072
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,157.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2857 MATERA DR, SAINT CLOUD, FL 34771-9131

Transferred To (Grantee/Buyer)

NameVerified Name
Address2857 MATERA DR, SAINT CLOUD, FL 34771-9131

Mortgage

Document Number0064332550
DateJun 30, 2023
Instrument6433/2550
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 18, 2020
Property Address2857 MATERA DR, SAINT CLOUD, FL 34771-9131
Document Number0058542754
Book / Page005854 / 002754
Instrument DateDec 18, 2020
Instrument172730
Transaction TypeTransfer
Record UpdatedJan 08, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2857 MATERA DR ST CLOUD FL 347719131, ST CLOUD, FL 34771-9131

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateOct 03, 2019
Property Address2857 MATERA DR, SAINT CLOUD, FL 34771-9131
Document Number0056001795
Book / Page005600 / 001795
Instrument DateSep 26, 2019
Instrument128399
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,844.10
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2857 MATERA DR ST CLOUD FL 347719131, ST CLOUD, FL 34771-9131

Mortgage

Document Number56001797
DateOct 03, 2019
Book Page005600/001797
Instrument128400
Lender
NameRANDYTODD INC
Address411 CORTLAND AVE, WINTER PARK, FL 32789-3931
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,480.00 (-3.97%) Homeowner's exemption$457,200 (-6.1%) Land $90,000 Building $367,200$457,200 (-6.1%) Land $90,000 Building $367,200
2023$6,748.00 (+12.32%)$486,900 (+16.85%) Land $90,000 Building $396,900$486,900 (+16.85%) Land $90,000 Building $396,900
2022$6,008.00$416,700 Land $80,000 Building $336,700$416,700 Land $80,000 Building $336,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 75% of the US · above 60% of Florida
Wildfire LikelihoodAbout 1 in 184 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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