Fannin County property record for 2861 E FM 1550, Ladonia, TX 75449
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,817 sqft · built 2006 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,576 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0327-001-0020-05 |
| Primary APN | 0327-001-0020-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,817 sqft Living Area |
| 1st Floor Area | 1,817 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 443 sqft |
| Patio Area | 405 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 0327-001-0020-05 |
|---|---|
| Street Address | 2861 E FM 1550 |
| City | LADONIA |
| State | TX |
| Zip | 75449-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0327 S DIXON, ACRES 5 |
| Legal Subdivision | CIMARRON CROSSING ADDITION |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | DODD CITY |
| Census Block Group | 2 |
| Census Block | 2082 |
| Census Tract | 950500 |
2861 E FM 1550, a rural home, is owned and occupied by two individuals who acquired it in July 2024.
Source: Fannin County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2861 E FM 1550, LADONIA, TX 75449-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 |
| Deed Sale | Jul 1, 2024 |
| Prior Sale | Apr 30, 2013 · Amount on File |
| Deed Document Number | 20244133 |
| Prior Transfer Date | Apr 24, 2013 |
| Prior Transfer Doc | 1672/0173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 2861 E FM 1550, LADONIA, TX 75449-3015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2861 E FM 1550, LADONIA, TX 75449-3015 |
| Document Number | 2022001647 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022001647 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | SWARTHMORE, PA 19081 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Feb 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2861 E FM 1550 was $4,576 with a homeowner's exemption, up 23.6% from the year before.
Source: Fannin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,576.00 (+23.61%) Homeowner's exemption | $394,280 Land $81,880 Building $312,400 | $394,280 Land $81,880 Building $312,400 |
| 2024 | $3,702.00 | ||
| 2023 | $308,298 | $398,540 Land $67,320 Building $331,220 | |
| 2018 | $3,742.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2861 E FM 1550 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2861 E FM 1550 is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARTLEY WOODS WSC serves 735 people · EPA ID TX0740021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 60 / 6 |
| Rise Broadband Fixed Wireless | 25 / 5 |
5G and 4G LTE (outdoors only)
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