Branch County property record for 286 S Willowbrook Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,388 sqft · built 1980 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $166,000 (Jul 2025) |
| Tax Bill | $1,768 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-026-100-040-01 |
| Primary APN | 070-026-100-040-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Lot Area | 85,378 sqft (1.96 acres) |
| Garage Area | 576 sqft |
| Street Address | 286 S WILLOWBROOK RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COM 601.91 FT S OF N 1/4 POST FOR TRUE POB, TH W 274.46 FT TO I-69 R/W, TH S 308 FT TO COLDWATER RIVER, TH E ALG RIVER TO A |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 26 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 951301 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 286 S WILLOWBROOK RD, COLDWATER, MI 49036-9456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Dec 23, 2021 | Intrafamily Transfer, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL |
| Dec 17, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on Record |
| Deed Sale | Jul 16, 2025 · Amount on Record |
| Prior Sale | Dec 17, 2021 · Amount on Record |
| Deed Document Number | 20254221 |
| Prior Transfer Date | Jul 11, 2025 |
| Prior Transfer Doc | 0202504223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 16, 2025 |
| Property Address | 286 S WILLOWBROOK RD, COLDWATER, MI 49036-9456 |
| Document Number | 0202504221 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 2025-04221 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 S WILLOWBROOK RD, COLDWATER, MI 49036-9456 |
| Name | Verified Name |
|---|---|
| Address | 100 W FENN RD, COLDWATER, MI 49036-9729 |
| Document Number | 0202504222 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 2025-04222 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 23, 2021 |
| Property Address | 286 S WILLOWBROOK RD, COLDWATER, MI 49036-9456 |
| Document Number | 0202109455 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021-09455 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7260 N FREMONT RD, 7260, FREMONT, IN 46737-9583 |
| Name | Verified Name |
|---|---|
| Address | 7260 N FREMONT RD, OWOSSO, MI 48867 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 17, 2021 |
| Property Address | 286 S WILLOWBROOK RD, COLDWATER, MI 49036-9456 |
| Document Number | 0202109312 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021-09312 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 S WILLOWBROOK RD, 286, COLDWATER, MI 49036-9456 |
| Name | Verified Name |
|---|---|
| Address | 7260 N FREMONT RD, FREMONT, IN 46737-9583 |
| Document Number | 0202109313 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021-09313 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,100 (-9.08%) | $166,200 (-9.08%) | |
| 2025 | $1,768.00 (+2.67%) | $91,400 | $182,800 |
| 2024 | $1,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
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