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286 Lyle Downs Rd, Franklin, NC 28734 Property Records

Macon County property record for 286 Lyle Downs Rd, Franklin, NC 28734 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1987
Square Footage448 sqft Heated Area
Lot Size94,961 sqft (2.18 acres)
OccupancyOwner Occupied
Last Sale$144,000 (2022)
Tax Bill$632.00 (2025)

Property Details

APN / Parcel Number

Primary APN6587415153
Alternative APNs
  • 1101145
  • 141107
  • 151906

Interior

Bedrooms1 Beds
Full Baths1 Baths
Total Rooms2 Rooms
Building Area448 sqft Heated Area
1st Floor448 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1987
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area94,961 sqft (2.18 acres)

Exterior Amenities

Porch Area176 sqft Porch
TopographyRolling Topography
Cabin/Rustic Dwelling384 sqft Cabin
Utility Building1 sqft Utility Building

Utilities and HVAC

Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number151906
Street Address286 LYLE DOWNS RD
CityFRANKLIN
StateNC
Zip28734-6126
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionROAD 1377
JurisdictionMACON NC
Minor Civil DivisionCOWEE
Census Blockgroup1
Census Block1009
Census Tract970200

Owner

Source: Macon County records · APN 6587415153

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address286 LYLE DOWNS RD, FRANKLIN, NC 28734-6126
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Mar 16, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Oct 31, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 2022 · Amount on Record
Deed SaleMar 16, 2022 · Amount on Record
Prior SaleOct 31, 2017 · Amount on Record
Deed Doc Number20222083
Deed Book / Page41 / 256
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address286 LYLE DOWNS RD, FRANKLIN, NC 28734-6126
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 LYLE DOWNS RD, FRANKLIN, NC 28734-6126

Mortgage

Document Number00E44/1596
DateJan 23, 2026
Book PageE-44/1596
Instrument2026000421
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressPO BOX 25279, RALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.32%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2031
Change Frequency5 Years
Min Rate At Change3.32%
Max Rate At Change7.32%
Index5-Year CMT
Margin2
Max Rate11.3%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateMar 16, 2022
Property Address286 LYLE DOWNS RD, FRANKLIN, NC 28734-6126
Document Number000S41/256
Book / PageS-41 / 256
Instrument DateMar 04, 2022
Instrument2022002083
Transaction TypeTransfer
Record UpdatedApr 05, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$288.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3862 MEADOW LN, 3862, MARIETTA, GA 30062-5169

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 LYLE DOWNS RD, FRANKLIN, NC 28734-6126

Mortgage

Document Number2022002084
DateMar 16, 2022
Instrument2022002084
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateOct 31, 2017
Property Address286 LYLE DOWNS RD, FRANKLIN, NC 28734-6126
Document NumberG38/0667
Book / PageG-38 / 0667
Instrument DateOct 30, 2017
Instrument2017007491
Transaction TypeTransfer
Record UpdatedOct 04, 2021

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3862 MEADOW LN, MARIETTA, GA 30062-5169
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$150,680 (+22.62%) Land $57,060 Building $93,620$150,680 (+22.62%) Land $57,060 Building $93,620
2025$632.00 (+6.58%)$122,880 (-) Land $57,060 Building $65,820$122,880 (-) Land $57,060 Building $65,820
2023$593.00$122,880 Land $57,060 Building $65,820$122,880 Land $57,060 Building $65,820

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