286 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 286 Indigo Loop, Miramar Beach, FL 32550 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	2,187 sqft Living Area
Lot Size	11,798 sqft (0.271 acres)
Occupancy	Owner Occupied
Last Sale	$740,000 (2024)
Tax Bill	$5,417.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00B-0180`
Alternative APNs	`30-221-42910-00B-0180` `1069308`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,187 sqft Living Area
Gross Area	2,989 sqft Gross Area
1st Floor	2,187 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Concrete Roof
Lot Area	11,798 sqft (0.271 acres)
Depth X Width	150 ft x 80 ft Depth x Width
Driveway	Driveway Brick
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Deck Area	Deck Area
Porch Area	300 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	286 INDIGO LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5225
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK B EMERALD BAY PH 1-A PB 9-7 & AMENDED PB 9-27 OR 2525-717 OR 2954-2742 OR 2954-2742 OR 2956-1037 OR 3322-4374 OR 3326-3855
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY PH 1
Legal Phase	1-A
Legal Block	B
Legal Lot Number	18
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1003
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00B-0180

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	286 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5225
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Jul 30, 2003 · Amount on Record
Deed Doc Number	202414525
Deed Book / Page	3322 / 4374
Prior Transfer Date	Apr 24, 2024
Prior Transfer Doc	0033263855
Record Refreshed	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	286 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5225
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 MULBERRY CREEK CT, DACULA, GA 30019-5085

Mortgage

Document Number	0033224376
Date	Apr 26, 2024
Book Page	3322/4376
Instrument	20240014526

Lender

Name	PNC BANK NA
Type	Bank
Address	3232 NEWMARK DR, MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2039

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,417.00 (+75.42%)	$599,515 (+2.73%) Land $161,000 Building $438,515	$599,515 (+2.73%) Land $161,000 Building $438,515
2024	$3,088.00 (+3.9%)
2023	$2,972.00 (+1.3%) Homeowner's exemption	$583,578 (-0.04%) Land $157,780 Building $425,798	$583,578 (-0.04%) Land $157,780 Building $425,798
2022	$2,934.00 Homeowner's exemption	$583,825 Land $143,685 Building $440,140	$583,825 Land $143,685 Building $440,140

Flood & Wildfire

286 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources System	Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood Insurance	Not eligible (built 2004) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.