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312 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 312 Indigo Loop, Miramar Beach, FL 32550 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1997
Square Footage2,214 sqft Living Area
Lot Size11,419 sqft (0.262 acres)
GarageAttached, 420 sqft
Last Sale$720,000 (2023)
Tax Bill$3,042.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-2S-21-42910-00B-0200
Alternative APNs
  • 30-221-42910-00B-0200
  • 1069310

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,214 sqft Living Area
Gross Area2,882 sqft Gross Area
1st Floor2,214 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area11,419 sqft (0.262 acres)
Depth X Width142 ft x 80 ft Depth x Width
Garage TypeAttached Garage
Garage Area420 sqft Garage
Pool Area396 sqft Pool
Deck AreaDeck Area
Porch Area248 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address312 INDIGO LOOP
CityMIRAMAR BEACH
StateFL
Zip32550-5225
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 20 BLK B EMERALD BAY PHASE 1A S/D PB 9-7 AMENDED PB 9-27 OR 956-89 OR 3307-4820
Legal Range021
Legal Township02S
Legal Section30
Legal SubdivisionEMERALD BAY PHASE 1A
Legal Phase1A
Legal BlockB
Legal Lot Number20
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup1
Census Block1003
Census Tract950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00B-0200

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address22420 FRONT BEACH RD, C, PANAMA CITY BEACH, FL 32413-1208
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 15, 2023Warranty Deed, Transfer
SETCO SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Deed Doc Number202341365
Deed Book / Page3307 / 4820
Prior Transfer DateDec 11, 2015
Prior Transfer Doc0029971600
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address312 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5225
Transaction TypeMortgage
Record UpdatedJan 31, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5225

Mortgage

Document Number0033124505
DateJan 16, 2024
Book Page3312/4505
Instrument20240001331
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJan 15, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 15, 2023
Property Address312 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5225
Document Number0033074820
Book / Page3307 / 4820
Map ReferenceMB 9 PG 7-7A
Instrument DateNov 09, 2023
Instrument20230041365
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Tax$5,040.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2602 NOBLE DR, TALLAHASSEE, FL 32308-6477

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address22420 FRONT BEACH RD # C, C, PANAMA CITY BEACH, FL 32413-1208

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,042.00 (-42.01%)$375,287 (-32.8%)$570,373 (+2.13%) Land $161,000 Building $409,373
2024$5,246.00 (+108.59%)
2023$2,515.00 (+1.37%) Homeowner's exemption$558,492 (+0.15%) Land $161,000 Building $397,492$558,492 (+0.15%) Land $161,000 Building $397,492
2022$2,481.00 Homeowner's exemption$557,633 Land $146,617 Building $411,016$557,633 Land $146,617 Building $411,016

Flood & Wildfire

312 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources SystemYes
Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood InsuranceNot eligible (built 1997)
NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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