244 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 244 Indigo Loop, Miramar Beach, FL 32550 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1996
Square Footage	2,202 sqft Living Area
Lot Size	6,807 sqft (0.156 acres)
Garage	Attached, 420 sqft
Last Sale	$525,000 (2021)
Tax Bill	$4,698.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00B-0130`
Alternative APNs	`30-221-42910-00B-0130` `1069303`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,202 sqft Living Area
Gross Area	2,753 sqft Gross Area
1st Floor	1,352 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Concrete Roof
Lot Area	6,807 sqft (0.156 acres)
Depth X Width	97 ft x 120 ft Depth x Width
Driveway	Driveway Brick
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Deck Area	Deck Area
Porch Area	131 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	244 INDIGO LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5223
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK B EMERALD BAY PH 1A PB 9-27 OR 1261-42 OR 3052-2287 OR 3231-2474
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY PH 1A
Legal Phase	1A
Legal Block	B
Legal Lot Number	13
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1003
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00B-0130

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1605 PERRY SMITH RD, BAKER, FL 32531-9407
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Sep 18, 2017 · Amount on Record
Deed Doc Number	202163907
Deed Book / Page	3231 / 2474
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 27, 2021
Property Address	244 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5223
Document Number	0032312474
Book / Page	3231 / 2474
Map Reference	MB 9 PG 7-7A
Instrument Date	Dec 17, 2021
Instrument	20210063907
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CMR 427 BOX 35473547, 35473547, APO XX 9630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 PERRY SMITH RD, BAKER, FL 32531-9407

Mortgage

Document Number	0032312475
Date	Dec 27, 2021
Instrument	3231/2475

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,698.00 (-1.98%)	$519,988 (+1.94%) Land $152,950 Building $367,038	$519,988 (+1.94%) Land $152,950 Building $367,038
2024	$4,793.00 (+3.43%)
2023	$4,634.00 (-1.76%)	$510,091 (+0.2%) Land $152,950 Building $357,141	$510,091 (+0.2%) Land $152,950 Building $357,141
2022	$4,717.00	$509,059 Land $139,286 Building $369,773	$509,059 Land $139,286 Building $369,773

Flood & Wildfire

244 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources System	Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood Insurance	Not eligible (built 1996) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.