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265 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 265 Indigo Loop, Miramar Beach, FL 32550 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1992
Square Footage2,495 sqft Living Area
Lot Size11,795 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$517,500 (2019)
Tax Bill$3,611.00 (2024)

Property Details

APN / Parcel Number

Primary APN30-2S-21-42910-00C-0040
Alternative APN
  • 1069317

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,495 sqft Living Area
Gross Area3,569 sqft Gross Area
Stories1 Stories
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Lot Area11,795 sqft (0.27 acres)
Depth X Width12.6 ft x 8.8 ft Depth x Width
Garage TypeFinished Garage
Garage Area536 sqft Garage
Patio Area252 sqft Patio
Porch1 Porch
Porch Area286 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1069317
Street Address265 INDIGO LOOP
CityMIRAMAR BEACH
StateFL
Zip32550-5227
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK C EMERALD BAY PH 1A S/D PB 9-7 AMENDED PB 9-27 OR 831-198 OR 928-196 OR 3043-2706 OR 3065-3509 OR 3111-4009
Legal Range21W
Legal Township02S
Legal Section30
Legal SubdivisionEMERALD BAY 1 A AMENDED
Legal Phase1A
Legal BlockC
Legal Lot Number4
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup1
Census Block1006
Census Tract950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00C-0040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address265 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5227
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
PROGRESS BANK & TRUST
Jul 16, 2019Warranty Deed, Transfer · Conventional Mortgage
FBT MORTGAGE LLC
Feb 19, 2018Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Jun 07, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2019 · Amount on Record
Deed SaleJul 16, 2019 · Amount on Record
Prior SaleFeb 19, 2018 · Amount on Record
Deed Doc Number20190023791
Deed Book / Page3111 / 4009
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address265 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5227
Transaction TypeMortgage
Record UpdatedJun 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5227

Mortgage

Document Number0032543094
DateJun 02, 2022
Book Page3254/3094
Instrument20220025935
Lender
NamePROGRESS BANK & TRUST
TypeBank
AddressHUNTSVILLE, AL 35801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 16, 2019
Property Address265 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5227
Document Number0031114009
Book / Page003111 / 004009
Instrument DateJul 15, 2019
Instrument23791
Transaction TypeTransfer
Record UpdatedAug 02, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,623.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address15500 EMERALD COAST PKWY #202 DESTIN FL 325418580, 202, DESTIN, FL 32541-8580

Mortgage

Document Number31114010
DateJul 16, 2019
Book Page003111/004010
Instrument23792
Lender
NameFBT MORTGAGE LLC
TypeBank
AddressOCEAN SPRINGS, MS 39564
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2049

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 19, 2018
Property Address265 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5227
Document Number0030653509
Book / Page003065 / 003509
Instrument DateFeb 16, 2018
Instrument5252
Transaction TypeTransfer
Record UpdatedMar 05, 2018
Title CompanyCOTTON LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,388.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address265 INDIGO LOOP MIRAMAR BEACH FL 325505227, MIRAMAR BEACH, FL 32550-5227

Mortgage

Document Number30653510
DateFeb 19, 2018
Book Page003065/003510
Instrument5253
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 18, 2048

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 07, 2017
Property Address265 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5227
Document Number0030432706
Book / Page003043 / 002706
Instrument DateJun 02, 2017
Instrument18667
Transaction TypeTransfer
Record UpdatedJun 15, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,946.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 BAY DR FORT WALTON BEACH FL 32548, FORT WALTON BEACH, FL 32548

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$602,537 (+1.76%) Land $161,000 Building $441,537$602,537 (+1.76%) Land $161,000 Building $441,537
2024$3,611.00 (+3.88%)
2023$3,476.00 (+0.09%) Homeowner's exemption$592,112 (+0.01%) Land $161,000 Building $431,112$592,112 (+0.01%) Land $161,000 Building $431,112
2022$3,473.00 Homeowner's exemption$592,069 Land $146,617 Building $445,452$592,069 Land $146,617 Building $445,452

Flood & Wildfire

265 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources SystemYes
Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood InsuranceNot eligible (built 1992)
NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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