San Joaquin County property record for 256 E Ramsey Dr, Mountain House, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,809 sqft · built 2019 |
| Lot Size | 0.107 acres (4,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $753,000 (Sep 2019) |
| Tax Bill | $12,949 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 262-220-090-000 |
| Primary APN | 262-220-090-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,809 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,670 sqft (0.107 acres) |
| Garage Type | Mixed |
| Garage Area | 665 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 256 E RAMSEY DR |
|---|---|
| City | MOUNTAIN HOUSE |
| State | CA |
| Zip | 95391-8823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | 3851 MOUNTAIN HOUSE NBRHD D- |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 5223 |
Source: San Joaquin County records · APN 262-220-090-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 256 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 17, 2019 | Grant Deed, Subdivision Related Transfer US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2019 · Amount on Record |
| Deed Sale | Sep 17, 2019 · Amount on Record |
| Prior Sale | Oct 01, 2018 · Amount on Record |
| Deed Document Number | 2019-103209 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 256 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 256 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823 |
| Document Number | 0000003984 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-003984 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 256 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 256 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823 |
| Document Number | 0000084427 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021-084427 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 17, 2019 |
| Property Address | 256 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823 |
| Document Number | 0000103209 |
| Instrument Date | Aug 07, 2019 |
| Instrument | 103209 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $828.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 256 E RAMSEY DR MOUNTAIN HOUSE CA 953918823, MOUNTAIN HOUSE, CA 95391-8823 |
| Document Number | 103210 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 103210 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 16, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,949.00 (+4.58%) Homeowner's exemption | $823,410 (+4.04%) Land $218,727 Building $604,683 |
| 2023 | $12,382.00 (+2.19%) Homeowner's exemption | $791,438 Land $210,235 Building $581,203 |
| 2022 | $12,117.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 400 / 80 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 623 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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