Bergen County and Ramsey Borough property record for 286 Davidson Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,316 sqft · built 1955 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Sep 2022) |
| Tax Bill | $9,739 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01305-0000-00012 |
| Primary APN | 48-01305-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 125 ft deep x 84 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 286 DAVIDSON AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.241AC |
| Legal Subdivision | RAMVIEW HEIGHTS INC SEC 2 |
| Legal Block | 1305 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 286 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 26, 2022 | Deed, Transfer AMROCK INC, AMROCK LLC |
| Jun 16, 2021 | Intrafamily Transfer, Transfer |
| Sep 4, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Aug 23, 2004 · Amount on Record |
| Deed Document Number | 202294152 |
| Deed Book / Page | 4817 / 1208 |
| Prior Transfer Date | Jul 28, 2021 |
| Prior Transfer Doc | 0048171208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 286 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0047871401 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 4787/1401 |
| Instrument | 2022084906 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 26, 2022 |
| Property Address | 286 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Document Number | 0048171208 |
| Book / Page | 4817 / 1208 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2022094152 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 286 DAVIDSON AVE, 286, RAMSEY, NJ 07446-1070 |
| Name | Verified Name |
|---|---|
| Address | 286 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 16, 2021 |
| Property Address | 286 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Document Number | 0042151029 |
| Book / Page | 4215 / 1029 |
| Instrument Date | Mar 27, 2021 |
| Instrument | 2021096357 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 DAVIDSON AVE, 286, RAMSEY, NJ 07446-1070 |
| Name | Verified Name |
|---|---|
| Address | 286 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 286 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Document Number | 0033762296 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 286 DAVIDSON AVE RAMSEY NJ 074461070, RAMSEY, NJ 07446-1070 |
| Document Number | 0033762296 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 003376/002296 |
| Instrument | 69049 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,500 (+5.6%) Land $336,200 Building $163,300 | $499,500 (+5.6%) Land $336,200 Building $163,300 | |
| 2025 | $9,739.00 (-5.11%) | $473,000 (+30.05%) Land $311,200 Building $161,800 | $473,000 (+30.05%) Land $311,200 Building $161,800 |
| 2024 | $10,264.00 (+7.6%) | ||
| 2023 | $363,700 Land $243,100 Building $120,600 | $363,700 Land $243,100 Building $120,600 | |
| 2022 | $9,539.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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