Bergen County and Ramsey Borough property record for 300 Davidson Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,711 sqft · built 1953 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Jan 2019) |
| Tax Bill | $12,280 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01305-0000-00014 |
| Primary APN | 48-01305-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,711 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 125 ft deep x 84 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 300 DAVIDSON AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.241AC |
| Legal Subdivision | RAMVIEW HEIGHTS SEC 2 |
| Legal Block | 1305 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 300 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 24, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2019 · Amount on Record |
| Deed Sale | Jan 24, 2019 · Amount on Record |
| Deed Document Number | 20195720 |
| Deed Book / Page | 3162 / 1753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 300 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 300 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Document Number | 0050450699 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 5045/699 |
| Instrument | 2023048807 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 300 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0040131224 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 4013/1224 |
| Instrument | 2021036302 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 24, 2019 |
| Property Address | 300 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Document Number | 0031621753 |
| Book / Page | 3162 / 1753 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 19-005720 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 DACIDSON AVE, RAMSEY, NJ 07446-1070 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624,000 (+4.63%) Land $336,200 Building $287,800 | $624,000 (+4.63%) Land $336,200 Building $287,800 | |
| 2025 | $12,280.00 (-3.9%) | $596,400 (+31.71%) Land $311,200 Building $285,200 | $596,400 (+31.71%) Land $311,200 Building $285,200 |
| 2024 | $12,778.00 (+7.6%) | ||
| 2023 | $452,800 Land $243,100 Building $209,700 | $452,800 Land $243,100 Building $209,700 | |
| 2022 | $11,876.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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