Bergen County and Ramsey Borough property record for 280 Davidson Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,100 sqft · built 1955 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $715,000 (Sep 2025) |
| Tax Bill | $10,688 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01305-0000-00011 |
| Primary APN | 48-01305-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 125 ft deep x 84 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 280 DAVIDSON AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.241AC |
| Legal Subdivision | RAMVIEW HEIGHTS INC SEC 2 |
| Legal Block | 1305 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 280 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed, Transfer LEGENDS TITLE GB LLC, LEGEND TITLE LLC |
| Feb 14, 2023 | Deed of Trust, Mortgage VISIONS FCU |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Nov 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Prior Sale | Nov 18, 2024 · Amount on Record |
| Deed Document Number | 202560669 |
| Deed Book / Page | 5591 / 1847 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 4, 2025 |
| Property Address | 280 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Document Number | 0055911847 |
| Book / Page | 5591 / 1847 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 2025060669 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | LEGENDS TITLE GB LLC, LEGEND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,404.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 PROSPECT PL, LYNDHURST, NJ 07071-2639 |
| Name | Verified Name |
|---|---|
| Address | 280 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 280 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 280 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Document Number | 0049320256 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 4932/256 |
| Instrument | 2023012410 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 7, 2033 |
| Rate | 6.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 280 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0045031388 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 4503/1388 |
| Instrument | 2021184547 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 280 DAVIDSON AVE, RAMSEY, NJ 07446-1070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034231084 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 3423/1084 |
| Instrument | 19-082760 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2048 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,000 (+5.18%) Land $336,200 Building $209,800 | $546,000 (+5.18%) Land $336,200 Building $209,800 | |
| 2025 | $10,688.00 (+4.34%) | $519,100 (+43%) Land $311,200 Building $207,900 | $519,100 (+43%) Land $311,200 Building $207,900 |
| 2024 | $10,243.00 (+3.1%) | $363,000 (-) Land $243,100 Building $119,900 | $363,000 (-) Land $243,100 Building $119,900 |
| 2023 | $9,935.00 (+4.35%) | $363,000 Land $243,100 Building $119,900 | $363,000 Land $243,100 Building $119,900 |
| 2022 | $9,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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