279 Davidson Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 279 Davidson Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,490 sqft · built 1955
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$514,000 (Dec 2020)
Tax Bill	$11,901 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01304-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`48-01304-0000-00008`
Alternative APN	`480130400008`

Interior

Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	279 DAVIDSON AVE
City	RAMSEY
State	NJ
Zip	07446-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.244AC
Legal Subdivision	RAMVIEW HEIGHTS SEC 2
Legal Block	1304
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2022
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-01304-0000-00008

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	279 DAVIDSON AVE, RAMSEY, NJ 07446-1060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Prior Sale	Feb 19, 2003 · Amount on Record
Deed Document Number	2020126141
Deed Book / Page	3841 / 1493
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 01, 2020
Property Address	279 DAVIDSON AVE, RAMSEY, NJ 07446-1060
Document Number	0038411493
Book / Page	3841 / 1493
Instrument Date	Oct 23, 2020
Instrument	20-126141
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	NORTHERN NJ TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,309.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 PRINCETON TER, 50, OAKLAND, NJ 07436-3632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 DAVIDSON AVE, RAMSEY, NJ 07446-1060

Mortgage

Document Number	20126142
Date	Dec 01, 2020
Instrument	20-126142

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,500 (+4.76%) Land $336,600 Building $268,900	$605,500 (+4.76%) Land $336,600 Building $268,900
2025	$11,901.00 (+2.39%)	$578,000 (+40.33%) Land $311,600 Building $266,400	$578,000 (+40.33%) Land $311,600 Building $266,400
2024	$11,623.00 (+7.58%)
2023		$411,900 Land $243,300 Building $168,600	$411,900 Land $243,300 Building $168,600
2022	$10,804.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1984 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Based on FCC filings for 272 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMSEY WATER DEPT serves 15,207 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.