Osceola County property record for 2852 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,818 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $370,100 (2019) |
| Tax Bill | $5,098.00 (2025) |
| Primary APN | 092531502100011230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,818 sqft Heated Area |
| Gross Area | 3,641 sqft Gross Area |
| 1st Floor | 1,632 sqft 1st Floor |
| Upper Floors | 1,186 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Finished Garage |
| Garage Area | 510 sqft Garage |
| Patio Area | 540 sqft Patio |
| Porch | Open Porch |
| Porch Area | 313 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2852 MATERA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9130 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPLIT OAK ESTATES PB 26 PGS 19-22 LOT 123 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | SPLIT OAK ESTATES/RESERVE |
| Legal Tract | 5021 |
| Legal Lot Number | 123 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 43700 |
Source: Osceola County records · APN 092531502100011230
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2852 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PARTNERS FCU |
| Feb 11, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage LAKEVIEW LOAN SERVICING LLC |
| Sep 20, 2019 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2019 · Amount on Record |
| Deed Sale | Sep 20, 2019 · Amount on Record |
| Deed Doc Number | 2019121902 |
| Deed Book / Page | 5592 / 2787 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2852 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2852 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Document Number | 0062111642 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 6211/1642 |
| Instrument | 2022074324 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 20, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2852 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2852 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Document Number | 0058891212 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 5889/1212 |
| Instrument | 2021020023 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 20, 2019 |
| Property Address | 2852 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Document Number | 0055922787 |
| Book / Page | 5592 / 2787 |
| Map Reference | MB 26 PG 19-22 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 2019121902 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | DBA PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 2852 MATERA DR, SAINT CLOUD, FL 34771-9130 |
| Document Number | 0055922789 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 5592/2789 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,098.00 (+6.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $362,428 (+5.99%) | $437,000 (-6.04%) Land $90,000 Building $347,000 |
| 2023 | $4,766.00 (+5.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $341,956 (+5%) | $465,100 (+18.5%) Land $90,000 Building $375,100 |
| 2022 | $4,497.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $325,686 | $392,500 Land $80,000 Building $312,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 340 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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