2856 Minto Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2856 Minto Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,123 sqft · built 1915
Lot Size0.069 acres (3,006 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Oct 2025)
Tax Bill$7,104 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN040-0005-0158-00

Property Details

APN / Parcel Number

Primary APN040-0005-0158-00
Alternative APN
  • 0041417

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,123 sqft Living Area
Gross Area1,819 sqft
1st Floor Area655 sqft
2nd Floor Area468 sqft
Basement Area696 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,006 sqft (0.069 acres)
Lot Dimensions120 ft deep x 25 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area144 sqft
Deck AreaDeck Area
Patio Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address2856 MINTO AVE
CityCINCINNATI
StateOH
Zip45208-1420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description2856 MINTO AVE 25 X 120 PT LOT 8 SUNSET PARK SUB
Legal SubdivisionSUNSET PARK SUB
Legal Lot Number8
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1002
Census Tract5000

Owner

Source: Hamilton County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2856 MINTO AVE, CINCINNATI, OH 45208-1420
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK AND TRUST COMPANY
Jun 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND BANK
Oct 13, 2025Warranty Deed, Transfer · Conventional Mortgage
THE STATE BANK & TRUST CO
Aug 19, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2025 · Amount on Record
Deed SaleOct 13, 2025 · Amount on Record
Prior SaleAug 19, 2021 · Amount on Record
Deed Document Number202579411
Deed Book / Page15520 / 709
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateMay 28, 2026
Property Address2856 MINTO AVE, CINCINNATI, OH 45208-1420
Document Number0000041755
Book / Page15675 / 907
Instrument DateMay 22, 2026
Instrument202641755
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2856 MINTO AVE, CINCINNATI, OH 45208-1420

Mortgage

Document Number0000041755,
DateMay 28, 2026
Book Page15675/907
Instrument202641755
Lender
NameSTATE BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2856 MINTO AVE, CINCINNATI, OH 45208-1420
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyTRANS COUNTY TITLE AGENCY, TRANSCOUNTY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055005
DateJun 2, 2022
Book Page14680/2640
Instrument2022-0055005
Lender
NameHEARTLAND BANK
TypeBank
AddressCOLUMBUS, OH 43213
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJun 1, 2032
Change FrequencyAnnually
Min Rate At Change3.12%
Max Rate At Change6.5%
Index1-Year CMT
Max Rate10.5%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 13, 2025
Property Address2856 MINTO AVE, CINCINNATI, OH 45208-1420
Document Number0000079411
Book / Page15520 / 709
Map ReferenceMB 12 PG 261
Instrument DateOct 9, 2025
Instrument2025-0079411
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2956 MINTO AVE, CINCINNATI, OH 45208-1515

Mortgage

Document Number0000079412
DateOct 13, 2025
Instrument2025-0079412
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 19, 2021
Property Address2856 MINTO AVE, CINCINNATI, OH 45208-1420
Document Number0000100720
Book / Page14484 / 2152
Map ReferenceMB 12 PG 26
Instrument DateMay 25, 2021
Instrument2021-0100720
Transaction TypeTransfer
Record UpdatedSep 23, 2021

Transaction

AmountAmount Recorded
Tax$990.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2856 MINTO AVE, CINCINNATI, OH 45208-1420

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,104.00 (+3.14%)$115,501 (+%) Land $40,716 Building $74,785$330,000 (-) Land $116,330 Building $213,670
2024$6,888.00 (-2.21%)$115,499 (-) Land $40,715 Building $74,784
2023$7,044.00 (+13.41%)$115,499 (+26.44%) Land $40,715 Building $74,784$330,000 (+26.44%) Land $116,330 Building $213,670
2022$6,211.00 Homeowner's exemption$91,350 Land $29,736 Building $61,614
2020$261,000 Land $84,960 Building $176,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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